Generally speaking, formal lending institutions will have this kind of capital verification behavior. It is recommended to do more consultation and choose institutions.
Chongqing application conditions:
First of all, he is a resident of Chinese mainland, aged 18-60, and can provide personal identification (ID card, household registration book, marriage certificate, etc. ).
Secondly, there is a fixed address and proof materials (housing lease contract, water and electricity bills, etc.). ).
Thirdly, have a stable source of work or economic income, and provide credit information, such as bank serial number, labor contract, etc.
Finally, there is no use prohibited by bad credit records.
Second, the labor law, is it illegal for the company to let employees negotiate loans for the company in their own names?
There is no provision in the labor law that workers lend money to companies. First of all, employees have no obligation to make loans for the company's business activities, and the company has no right to make such requests. For example, in a civil legal relationship, if a company forces or coerces an employee to do an act against his true will, the act is invalid or revocable. This kind of coercion is also invalid if it is manifested in the signing and performance of the labor contract, and the laborer can appeal to the labor arbitration department according to law. In Article 26 of the Labor Contract Law, the following labor contracts are invalid or partially invalid: (1) Causing the other party to conclude or change a labor contract against its true meaning by means of fraud or coercion or taking advantage of the danger of others; (2) The employer exempts itself from legal liability and excludes the rights of workers; (3) Violating the mandatory provisions of laws and administrative regulations. Any dispute over the invalidity or partial invalidity of a labor contract shall be confirmed by the labor dispute arbitration institution or the people.
I applied for a loan through a third party. When I applied for a loan, the other party asked me to deposit 20% of my money in the card as a capital verification. Could it be a liar?
If the third-party loan needs your capital contribution for capital verification, you can choose to refuse. If capital verification is really necessary, you can handle the capital verification report yourself and issue it to the other party. 1. Open Alipay and search on the home page: Run Zheng Tong, or search for WeChat applet to run Zheng Tong; 2. After entering this small government program, find the service of capital verification report; 3. Click to enter, fill in the address and enterprise information, and you can handle it online quickly, which is great.
I applied for a loan through a third party, and when I applied for a loan, the other party asked me to do it myself. ...
It refers to a financing method in which the borrower pledges the eligible movable property to the bank, and the bank, the borrower and the third party sign a tripartite agreement, entrusting the third party to conduct daily supervision of the movable property during the pledge period, and ensuring the safety of the pledged property, and the bank provides the borrower with credit support in local and foreign currencies such as loans, discounts and bill acceptance. Third parties refer to asset management companies, professional logistics companies and professional warehousing companies. , established in accordance with the law, with the qualification and ability to supervise the pledge of movable property. Relevant legal knowledge: according to the difference of pledge, pledge can be divided into chattel pledge and right pledge, while China's security law only stipulates chattel pledge and right pledge. Property is called pledge, the person who provides the property is called pledger, and the person who enjoys the pledge is called pledgee. A written contract is required for pledge guarantee, and the pledge contract will take effect immediately (different from the previous view that the pledge contract is a practice contract, the new view holds that the pledge contract should also be a promise contract), and the content of the pledge contract is basically the same as that of the mortgage contract. Pledge is divided into chattel pledge and right pledge. Chattel pledge refers to the pledge of movable things that do not damage its effectiveness; Pledge of rights refers to pledge with transferable rights as the subject matter. The pledgee of chattel pledge shall bear civil liability if the pledged property is lost or damaged due to improper custody. Where the pledged property may be lost or damaged, the pledgor may require the pledgee to deposit the pledged property or pay off debts in advance to return the pledged property, and the pledgee may require the pledgor to provide corresponding guarantees. If the pledgee fails to provide the pledged property, the pledgee may auction or sell the pledged property for priority compensation or deposit it with a third party agreed with the pledger. If the redemption date or delivery date indicated on various bills is earlier than the debt performance period, the pledgee may redeem or deliver the goods before the debt performance period expires, and agree with the pledgor that the cashed price or the extracted goods will be used to pay off the debt in advance or deposit with a third party agreed with the pledgor. Where the property rights in stocks or trademarks, patents or copyrights that can be transferred according to law are pledged, the pledgor and the pledgor shall, after signing a written contract, register the pledge with the securities registration agency or its administrative department, and the pledge contract shall take effect from the date of registration. Because there is no specific law, I will explain it roughly. Legally speaking, the duration refers to the term of validity of a contract or right, during which it is legally valid or agreed to be valid. An uninformed third party is relative to an informed third party. For example, knowing a third party is knowing that the purchased goods or rights are defective in law, which will damage the rights and interests of the relevant people. An uninformed third party has committed the same legal act without knowing it at all. The so-called uninformed third party is hard to blame. In law, the uninformed third party will not be punished, while the informed third party will bear joint and several liability for compensation and so on.