The great significance of patent insurance

After thinking about this question, I don't understand what patent insurance is for. As an intellectual property practitioner rather than a financial person, the only patent insurance I can think of is tort insurance. Patents are different from car insurance or life insurance. The essence of patent is an individual who only exists under the protection of law. Once the legal protection is lost, the patent becomes a false concept. Patent infringement is illegal in a sense, and infringement losses can be directly safeguarded by law.

Let's assume that the patent belongs to one person. Taking the invention patent as an example, his life track is as follows: the inventor is similar to the combination of male and female PP and sperm and eggs from conception to completion of patent book; Submit an application to the State Information Bureau, which accepted it, indicating that the fertilized egg has officially landed on the uterine wall; There was a long pregnancy in 10. During this period, there were accidents such as abortion (unqualified patent), so I corrected it carefully and repeatedly. Two years later, wow, the baby was born.

Patents are different from people, as long as they are born to eat (annual fee), they can live to death healthily. No accident happened. If there is, there is only one kind: the king next door doesn't like my son, so he comes and cuts his neck. My son is healthy and alive without any problems. I picked up my son and went to court. The court awarded compensation of 50,000 yuan to Wang. My son is still my son, but the king is no longer a king. Not only did he lose 50 thousand yuan, but the villagers all turned around him and pointed at him. The villagers are not only not afraid of him, but also put their son on the road at the door. They just shouted, "two dog, my son is not bad either. Come and cut it. " So two dog spent 200,000 yuan to buy my son and cut it. After cutting it for a long time, he found that my son became his son and never cut it again.

The essence of insurance is a means of risk management. Patent infringement is common, and the patent protection system is becoming clearer and clearer. It seems that patent insurance is not worth the loss for insurance companies?