Official platform:
1, money to spend
Qianhua is a formal loan platform with good reputation at present. The loan amount is 5 million to 200,000, which can meet the daily needs of many people. The loan term is 12 months, and the credit investigation is not overdue. It will be received in 5 minutes at the earliest.
2. Stage music
Staging music has always been a more formal and reliable platform. It is a personal credit consumer product owned by Lexin. The maximum loan amount is 50,000, and the longest installment is 36 months. Households with good credit or pure white can borrow money.
3. Wanda Puhui
Wanda Pratt & Whitney is a personal credit loan platform under Wanda Finance. At present, the maximum account opening amount is 50,000 yuan, the daily interest is generally around 0.05%, and the longest repayment can be divided into 12 months. It is also a very formal and reliable product. Personal credit information and online loan big data are not too bad and it is not easy to apply.
Step 4 borrow with confidence
Today's headline platform is not only formal, but also the interest rate is very low. The lender of this account is a consumer financial institution, which checks credit information, but the requirements are relatively low. Generally, the amount of the next paragraph is more than 5,000 to 20,000 yuan, and the amount of the next paragraph will soon be approved by the machine.
5. Goose spends money
Goose spending money is a micro-credit loan product under Weizhong Bank, with a maximum amount of 50,000 yuan, which can be repaid in 3- 12 installments. You can apply on the WeChat applet, which is also a relatively formal loan platform, and the overall pass rate is still relatively high.
What platforms are there? Just look at these.
With the development of economy, loans are no longer the monopoly of banks, and major lending institutions have stepped in. When people are short of funds in their lives, they will think of loans to solve their difficulties. Although there are many lending institutions, I don't know what platforms I have. Don't worry, I brought you here to find out.
First, ants borrow it.
Alipay's ants can apply for a loan if the sesame score is above 600, with a maximum loan of 300,000. Interest is charged by the day, and they can pay it back with the loan every day.
Second, microfinance.
Micro-loan is a product of Tencent. The loan system adopts the active invitation system. The minimum loan is 500 yuan, and the maximum loan is 300,000 yuan. Interest is charged on a daily basis, and you can repay it if you borrow it.
Third, 360 IOUs
360 IOU is a loan product of 360 Finance, which can be loaned to 500 yuan at a minimum and 200,000 yuan at a maximum, and the daily interest rate is as low as 0.027%.
Fourth, Baidu has money to spend.
Baidu Qianhua is a loan product under Baidu Finance, with a minimum loan of 1 1,000 yuan and a maximum loan of 200,000 yuan, which can be used for revolving loans. There are 6 repayment periods, ranging from 3 to 36, which can be repaid as you borrow.
Verb (abbreviation for verb) JD.COM gold bar
JD.COM Gold Bar is a loan product of Jingdong Finance, with a minimum loan of 1 1,000 yuan and a maximum loan of 50,000 yuan. Interest is charged on a daily basis, and you can repay it if you borrow it.
6. Pay at will
Voluntary payment is a product of Suning. The initial amount of voluntary payment is generally 5,000 yuan, with a maximum of 200,000 yuan. Interest is charged on a daily basis, and you can repay it if you borrow it.
The above is about "What small loan platforms are there?" I believe everyone has a certain understanding after reading it. No matter which one you choose, you should compare carefully to see which one suits you best, not the best, but the most.
What platforms are there?
The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.
The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.
1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.
2. Credit loan
The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.
Many people often take out loans for emergencies when their lives are in trouble. Baidu has money to spend: Du Xiaoman's micro-credit loan has a maximum amount of 200,000, a maximum loan period of 24 months, and an annual interest rate as low as 7.2%. The specific profit and loss rate is subject to the loan page. Be able to borrow and repay flexibly, apply online all the time, without guarantee and mortgage. The results will come out in a few minutes at the earliest after submitting the application, and you can get the money on the same day after passing it.
3. Micro-loan: It is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, a domestic Internet bank, for WeChat users and mobile QQ users.
Micro-loan is invited. Users invited by Qin Sounai can see the entrance of "micro-loan" in the QQ wallet of mobile phone QQ and WeChat Pay, and can get a loan amount of up to 200,000 yuan.
4. Zhaolian Good Term Loan: It is a loan service launched by Zhaolian Consumer Finance, which has occupied the top ten formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000. The production line can be recycled within 3 years.
5. assured loans have entrances in today's headlines and Tik Tok. It is a credit product of today's headlines. The application amount is 200,000 yuan, the use time is generally 12 months, and the daily comprehensive interest rate is generally around 0.03%-0.05%. Users with stable jobs can apply.
6. Jingdong Finance: Jingdong Finance belongs to the JD.COM platform, and its white bars and gold bars can help people in need to borrow money. There are fewer white bars and more gold bars.
Please click to enter the picture description (maximum 18 words).