What are the credit cards without annual fee?

Among the general credit cards issued by banks, most credit cards will charge an annual fee, but they can also be exempted by other means, generally according to the number of swipes. However, the number of free credit cards stipulated by different banks is different. And different cards in the same bank are different. Most credit cards will be exempted from the annual fee for the first year when they apply for a card, and the annual fee for the second year can be exempted for the number of swipes in that year. For example, CITIC I Platinum Credit Card, if you swipe your card (including cash withdrawal) 12 times during the year, you can avoid the annual fee for the following year. If users don't know the annual fee-free policy of their credit cards, they can call the bank. Users should pay attention to the annual fee when applying for a credit card.

First, the annual patent fee means that the patentee has to pay a certain fee every year from the year when the patent right is granted to the end of the patent protection period. Every year is different, and the quantity is different. This fee is the annual fee. It is the obligation of the patentee to pay the annual fee. After the patent application is granted the patent right, the applicant shall pay the patent registration fee and the annual fee of the year when the patent right is granted at the time of registration. Where an application for a patent for invention for which a patent right has been granted has already paid the maintenance fee for the current year, the annual fee for the current year may not be paid. Future annual fees shall be paid in advance within one month before the expiration of the previous year. More specifically, since the patent year is calculated from the date of filing, the applicant should pay the annual fee for the next year in advance within one month before the corresponding filing date of each year. From August 1 2007, the annual management fee for bank cards began to be cancelled, and some basic financial service charges of commercial banks were suspended.

2. Most bank cards, including savings cards (debit cards) and credit cards, charge an annual fee, and a specified amount of fees are deducted from the corresponding accounts every year, which is called the annual fee. Usually, the annual fee of credit cards is high, and different types of credit cards also have different annual fees. You need to check the relevant bank regulations or terms of the agreement. For some special customers or certain conditions, the bank may also waive the annual fee. The annual fee for ordinary debit cards is generally 10 yuan/year, and some cards, such as salary cards and provident fund accounts, are exempt from annual fees. In addition, there are many joint-stock banks that are free. Since August 1 day, 2065438, the Measures for the Administration of Service Prices of Commercial Banks issued by China Banking Regulatory Commission and National Development and Reform Commission have been formally implemented. Free fees include debit card annual fee and small account management fee. Only one bank card can be "free of charge" under one ID card, and you must go to the counter with your ID card. 2065438+In mid-February, 2004, the National Development and Reform Commission and the China Banking Regulatory Commission jointly issued the Measures for the Administration of Service Prices of Commercial Banks and the Notice on Printing and Distributing the Catalogue of Government-guided Prices of Commercial Banks, published the catalogue of government-guided prices and government-set prices of commercial banks, lowered and adjusted some charging standards, and stipulated some free service items. And from August 1 day, the new regulations on service charges of commercial banks jointly issued by the National Development and Reform Commission and the China Banking Regulatory Commission were formally implemented.

Iii. According to the new regulations, starting from August 20 14 1 day, individual customer account management fees and annual fees are conditionally exempted, and some charging standards are reduced. Commercial banks should provide accounts (excluding credit cards and VIP accounts) free of account management fees (including small account management fees) and annual fees for bank customers' accounts (excluding credit cards and VIP accounts) according to customers' applications.