[Excerpted from "Anhui Daily"] Since 2003, our province has implemented a policy of exemption from registration and management administrative fees for college graduates engaged in self-employment.
According to relevant regulations, fresh college graduates who engage in self-employment, except for industries restricted by the state (including construction industry, entertainment industry and advertising industry, sauna, massage, Internet cafes, etc.), must obtain approval from the industrial and commercial department. Within one year from the date of operation, various administrative fees for registration and management will be exempted.
Specific exempted fees include: individual industrial and commercial household registration fees, individual industrial and commercial household management fees, market management fees, economic contract authentication fees, economic contract sample text production costs; tax registration certificate production costs ;Private medical institution management fees, health monitoring fees, health quality inspection fees, preventive physical examination fees, vaccination labor fees, health license fees; private non-enterprise unit registration fees (including certificate fees); labor contract authentication fees, professional qualifications Certificate fees; special industry license fees; tobacco monopoly retail license fees (including temporary retail license fees); other registration and management fees related to self-employment approved by the State Council, the Ministry of Finance, and the National Development and Reform Commission.
The conditions required to be exempted from paying relevant fees are: the identity card, graduation certificate, and valid certificate approved by the industrial and commercial department for self-employment should be presented to relevant charging units such as industry and commerce, taxation, and health.
In addition
Interpretation of preferential policies for self-employment of college students (2008-12-13 16:22:14)
1. Enterprise registration
1. The procedure is more simplified.
Any college graduate (within two years after graduation, the same below) who applies to engage in self-employment or apply for a private enterprise can register with priority through the "green channel" in the registration hall of the industrial and commercial departments at all levels. Except for industries and commodities expressly prohibited by the state, its business scope will be liberalized and approved for operation. For restricted and special business projects, they are allowed to apply for special approval procedures at the same time. For those who apply to establish private enterprises in special economic zones such as science and technology parks, high-tech parks, and economic and technological development zones, special cases will be handled. Except for projects that require pre-approval, a "commitment registration system" will be trialled. If the applicant submits the registration application form, capital verification report and other main registration materials, a business license can be issued first and the applicant can complete the relevant materials as required within 3 months. Anyone who applies to establish a limited liability company and uses intangible assets such as human capital, intellectual achievements, industrial property rights, and non-patented technologies of college graduates as investment is allowed to offset 40% of the registered capital.
2. Reduction or exemption of various fees.
Except for industries restricted by the state, the industrial and commercial department shall waive individual industrial and commercial household registration fees (including registration, change registration, license renewal fees), individual industrial and commercial household management fees within one year from the date of approval of its operations. fees and various certificate fees. Those who join private associations will be exempted from their 1-year membership fee. For college graduates who apply for high-tech enterprises (including limited liability companies), the minimum registered capital is 100,000 yuan. If there are indeed difficulties in funding, they are allowed to be provided in installments; the name of the application can be "high-tech" or "new technology" , "high technology" is approved as an industry. College graduates who engage in community service and other activities will be exempted from industrial and commercial registration and various industrial and commercial management fees within one year after the neighborhood committee reports to the local industrial and commercial administrative authority for filing.
Reminder: According to the staff of the Individual Affairs Department of the Industrial and Commercial Bureau, the relevant policies have been implemented. When college graduates go through the relevant procedures for self-employment, in addition to bringing the required materials and submitting relevant applications, they also You should bring relevant information such as employment recommendation forms for college graduates, graduation certificates, etc.
2. Financial loans
1. Priority loan support and appropriate credit loans.
Increase loan support for college graduates to start their own businesses. Financial institutions will give priority to credit support for those who can provide effective asset mortgages (pledges) or high-quality customer guarantees. For entrepreneurial loans for college graduates, college graduates can be the borrowers, and the guarantor can provide corresponding joint guarantees from the stable income or effective assets of their family or immediate family members.
For those with good credit and guaranteed repayment, credit loans will be appropriately extended on the basis of controllable risks.
2. Simplify loan procedures
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By simplifying loan procedures, the credit loan amount can be reasonably determined and used within a certain period of time.
3. Preferential interest rates. Provide certain preferential interest rate support for entrepreneurial loans. Depending on the risk of the loan, the statutory loan interest rate may be appropriately lower or slightly higher.
Reminder: Relevant bank officials such as Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, and CITIC Industrial Bank all stated that the bank currently does not offer self-employment loans for college students. This embarrassing situation is mainly due to this Loans are high risk. A person from the CITIC Industrial Bank office said that while banks are pursuing capital profitability and liquidity, they must also consider their safety. Self-employment loans for college graduates carry higher risks than other loans. Banks generally will not lend easily to college students who have just graduated, lack social work experience, and do not have suitable collateral or guarantees. Another industry insider also said that even if college students have suitable projects on hand, this is only an isolated phenomenon. As an enterprise, the cost of a bank granting such a loan is not directly proportional to its income.
In fact, the difficulty in obtaining entrepreneurial loans for college students lies in the inability to provide valid assets as collateral or pledge. At present, many banks have launched personal business loans for natural persons who have permanent urban residence or valid residence status and are over 18 years old. This type of business loan requires individuals to use certificates of deposit as collateral, or real estate mortgages and secured loans.
3. In terms of tax payment
Any college graduate who engages in self-employment will be exempted from paying the tax registration certificate fee within one year from the date of approval of the business by the industrial and commercial department. If a newly established urban labor and employment service enterprise (except for industries restricted by the state) places unemployed persons (including college graduates who have registered as unemployed, the same below) in the current year exceeds 60% of the total number of employees of the enterprise, it may be approved by the competent tax authorities. Income tax exemption for 3 years. After the tax exemption period for labor and employment service enterprises expires, if the newly placed unemployed people account for more than 30% of the total number of original employees of the enterprise in that year, they can pay half of the income tax for 2 years with the approval of the competent tax authorities.
IV. Corporate operations
1. Employee recruitment and training enjoy reduced fees.
For enterprises independently founded by university graduates, within one year from the date of approval of their operation by the industrial and commercial department, they can apply for employment through talent agency service agencies and public employment agencies affiliated to the government's personnel and labor and social security administrative departments. The organization's website can query talent and labor supply and demand information for free, and publish recruitment advertisements for free; participate in talent fairs or talent and labor exchange activities organized by talent intermediary service agencies affiliated to the government's personnel, labor and social security administrative departments and public employment agencies. Appropriate fee reductions and exemptions will be provided; talent intermediary service agencies affiliated to the government's personnel department will provide free training and evaluation services to graduates who start companies, and to employees who start companies at a discount.
2. Personnel file management is free of charge for 2 years.
For self-employed college graduates, the talent agency service agency affiliated to the government’s personnel administration department will keep their personnel files (including handling relevant procedures such as social security, professional titles, files and wages, etc.) free of charge for two years.
3. There is a separate channel for social insurance participation.
College graduates who engage in self-employment can go through the social insurance participation procedures at the individual payment windows set up by social insurance agencies at all levels.
No matter what you plan to do when you go back, I will give you some suggestions. I hope it will be useful to you
If you follow these eleven steps, you will definitely succeed in starting a business
impulse! It is the driving force for starting a business. Without impulse, there is a lack of motivation to give it a go and take the last step. But under the driving force of impulse, if you want to succeed in starting a business, you still have to follow certain steps step by step to increase the chance of success.
1. Seek consultation from professional entrepreneurship consultants
If you want to start a business successfully, you need to prepare in advance. Before starting a business, you should consult a professional entrepreneurship consulting agency or consultant.
Of course, there are many entrepreneurial business management consultants in the market, and you can pay some consulting fees. However, if you don’t want to spend this money, you can also choose some free consulting agencies, such as associations and government agencies, and make more use of these free departments
2. Writing a business plan
The writing of a business plan is not only necessary but also very important for the entire entrepreneurial process. Because, by writing a business plan, you can not only know more clearly whether the plan is complete and well-planned, but also have more specific content if you want to find someone to invest in or provide advice. If you want to apply for a youth entrepreneurship loan, you must also attach it. Submit the plan.
Generally speaking, the content of a business plan includes industry analysis, industry competition, product introduction, store business district analysis, investment amount analysis, manpower planning, monthly cost analysis, and profit forecast. Each of these projects must be analyzed in detail, including estimates, store expansion plans, medium- and long-term development goals, etc. The more detailed and clear the plan is, the easier it will be to identify problems in future entrepreneurship and make early corrections to reduce the risk of failure.
3. Raising entrepreneurial funds
Everything is difficult at the beginning, and it is even more difficult to start a business if you don’t have enough funds. At this time when the economy is in a downturn and it is difficult to raise funds, if you want to start a business, you must first solve the funding problem.
When entrepreneurs have insufficient funds to start a business, in addition to borrowing money from relatives and friends, or popular private bidding meetings, they can also try to seek relevant loan resources from the government to solve the problem. The problem of insufficient entrepreneurial capital. These channels include youth entrepreneurship loans, laid-off loans, micro-enterprise entrepreneurship loans, entrepreneurship loans for people with disabilities who require specific status, entrepreneurship loans for women in special circumstances, rural youth entrepreneurship loans, and franchise entrepreneurship loans launched by some banks.
4. How to select an industry and decide on a product
Before selecting the industry in which you want to start a business, you must first measure how much entrepreneurial capital you have, because the total investment in each industry Investments range from high to low, and every industry is different. Therefore, first measure which industries you can use the funds you have, and then make further plans.
Based on the funds you have prepared, first screen the industries that you can invest in, and then based on the industry development prospects, your own interests, expertise, aptitude, past relevant work qualifications, industry competitiveness and other factors , evaluate and consider to see which industry you are suitable for and which industry has the most competitive advantages.
Therefore, when opening a store and doing business, you must not have the concept of low investment and quick recovery. When choosing an industry, you must first consider the competitive situation of the industry, how much strength you have to do how much you can do, and never attack the stone with an egg.
5. Learn business technology
After selecting an industry, the next question is how to acquire business technology. Of course, if you choose a chain store, with technology transfer education and training from the headquarters, everything will be settled. However, if you start your own business, you have to figure out how to learn on your own.
As far as learning methods are concerned, of course there are many skills cram schools in the market, teaching all kinds of skills in catering, snacks, coffee, bubble tea, flower arrangement, bartending, etc. In addition, others such as the Vocational Training Center of the Vocational Training Bureau of the Labor Committee also offer various vocational training courses. In addition, before opening a store, it is best to have practical experience in the industry.
This is because if you only learn the relevant skills in a cram school but lack practical experience in the store, you are likely to be in a hurry and have frequent problems when you officially open your business. Therefore, before opening your own store, it is best to work in the same store first. Firstly, you can learn business skills and practical experience. Secondly, you can also test whether you are suitable for this industry.
6. Store business district evaluation
The choice of location will have a great impact on the future operation of the store, so be sure to find a store with a good business district location, just looking for a store In the process, it is often impossible to find the ideal store for a while. At this time, you must be patient and continue to search, and never give up halfway.
Generally speaking, when evaluating a business district, the evaluation indicators should include the attributes of the business district, the number of stores and floors, surrounding facilities, nearby competing and complementary stores, the amount of rent, and the difficulty in obtaining legal licenses. Factors such as ease of use, whether there are large shopping malls, MRTs and stations nearby, business hours, population (mobile, fixed), customer sources and proportions, spending power and motivation, road width, development prospects (changes in business districts), etc.
When evaluating a business district, it is necessary to conduct assessments at different times, such as during the day, at night, on normal working days and holidays, etc., to observe the business district situation of the location separately to avoid just looking at it. Not looking at night during the day, or only looking at working days and ignoring holidays, resulting in misjudgments in business district evaluation. When evaluating a business district, a business district assessment record sheet should be made to record in detail the conditions for evaluating the store as a reference for future assessments.
But under the driving force of impulse, if you want to succeed in starting a business, you still have to follow certain steps step by step to increase the chance of success.
7. Sign a contract with the landlord
After finding a store, the next step is to sign a contract with the landlord. Moreover, this action cannot be taken too early and can only be carried out after the previous steps have been completed. Because once you sign a contract with the landlord, you start paying the rent, and there will naturally be time pressure. Therefore, before signing a contract with the landlord, all possible preparatory work and written data must be prepared first. When signing a contract with the landlord, it is best not to make the lease term too short. If you only sign for one year, you may have to start recycling after one year, but the store will be taken back by the landlord. The ideal signing period is three to four years. . Of course, if you choose a chain franchise store, the lease period cannot be shorter than the franchise period.
In addition, the landlord usually has to pay a deposit when signing a contract. The deposit is usually two to three months of rent. Therefore, when signing a contract, you must pay the landlord's store deposit and the first month's rent. However, after the store is rented, it will require a decoration period. It is best to ask the landlord for the decoration period, and the decoration period can be deducted from the date when the rent is calculated to reduce rent expenses.
8. Business license application
Before opening a store for business, you must first apply for relevant licenses, otherwise you will be operating without a license. There are two types of applications for licenses. One is to apply for a company license, which will be issued by the Industry and Commerce Bureau; the other is for companies with smaller capital, which only need to register as a profit-making enterprise, and will be issued by the local county or city industry and commerce bureau. Most stores have little capital and can only register as a business for profit. In addition, you must also apply for a unified invoice from the tax authorities. Unless you are exempted from using a unified invoice, you must apply for it.
In addition to applying for a business license, if you want the signboard of your store to not be abused by others and to be used for your own exclusive use, you must also apply for service mark registration with the Industrial and Commercial Bureau. . The signboard name hanging at the entrance of the store may have its own special design in addition to the name text or pattern. This kind of non-commercial text and image is called a service mark. It is different from the company or trade name you applied for, and the names of the two may also be different.
So, if you don’t want your golden name to be stolen in the future, you must first apply for service mark registration. Whether you are applying for a company, bank number, or registering a service mark, you can entrust an agency to handle it.
9. How to decorate the store
Store decoration is related to the business style of a store and the first impression of its appearance. Therefore, the choice of decoration manufacturer is very important. The decoration manufacturer you are looking for Must have relevant store decoration experience. For example, if you open a coffee shop, you must find a manufacturer with experience in coffee shop decoration; if you open a children's English language store, you must find a manufacturer with experience in children's cultural and educational decoration. Because if the decoration manufacturer does not have experience in decorating stores of the same type, the store that will be decorated may not fully meet the practical needs. At that time, if you cancel it and redo it, it will of course cost money and time.
Therefore, before decorating, you should ask the manufacturer to draw drawings, including floor plans, elevations, side views, materials to be used, colors, sizes, etc., all of which must be clearly stated in advance.
In order to communicate clearly about the look you want to decorate, it is best to take the decorator to a store of the same type for on-site observation and explain clearly how you want the decoration to feel. Only in this way will the decorated store be closer to your own ideas.
10. Prepare wealth-generating appliances and equipment
After the store starts to be decorated, the next step is to prepare to purchase various equipment and wealth-generating appliances in the store, because a store needs to prepare many things and It is complicated, so in order to avoid omissions, a list of equipment for opening a store must be made. From large equipment such as air conditioners, computers, freezers, refrigerators, cash registers, to audio, security, credit card machines, and even small things such as ball pens, business cards, store seals, and the first purchase of materials, etc. List all items, large and small, in detail, indicating the product name, quantity and unit price of each appliance. Then add up the amount of each equipment and appliance, and you will know how much money is needed.
Of course, the most important thing is to know the source of purchasing goods, and it is best to shop around. If you want to reduce the cost of opening a store, you may be able to buy second-hand goods and rent equipment if it is useful. Just use rented ones as much as possible to save the initial investment cost of opening a store.
11. Opening Promotion
When everything is ready, prepare to select a date for the official opening. In order to attract customers on the opening day, it is inevitable to hold some promotional activities. Promotional activities are nothing more than three major types: discounts, gifts and draws, plus some more innovative changes. However, before the official opening, a trial period must be carried out. Sale period.
Because, for novices who are just starting a business, they have often just learned the operating skills of the store. They are still in the novice stage and are not yet proficient in various technologies. If you don’t go through a trial sales period to hone your skills and become more familiar with the operation of the entire store, you will vigorously promote promotions on the first day of opening. Of course, you will attract a lot of people, but your skills will not be enough. Skilled, suddenly faced with a huge crowd of people, he must be in a hurry. Once customers feel that the service is not good and cause complaints, it will be even more difficult for them to come back next time.
This is why it is so common for some restaurants to have long queues on the day they open, but often they are empty after one or two months. Therefore, before the official opening, you must remember to conduct a trial sale for a few days.