1, the poor and middle class work for money, and the rich make money work for him. Most of the increased income goes to entrepreneurs and investors, not workers who work for money.
Poor dad used to say "I can't afford it", while rich dad insisted that I say "How can I afford it?" These two sentences, one is a declarative sentence and the other is a interrogative sentence. A word tells you to give up, and a word urges you to find a way. When you subconsciously say "I can't afford it", your brain will stop thinking; And if you ask yourself "How can I afford it", it will make you think.
The difference between poverty and bankruptcy is that bankruptcy is temporary, while poverty is permanent.
4. Many times, life won't tell you anything. It will only push you away. Every time it pushes, it seems to say, "Hey, wake up, I want you to learn something." If you learn the process of life, you will be able to do anything easily. If you can't learn, life will still push you around. People usually do two things. Some people seize every opportunity that life gives them. Others are very angry and desperate. They struggle with their bosses, jobs and even their spouses. They don't know that life also gives them opportunities. If you are the kind of person who has no courage, every time life pushes you, you will choose to give up. If you are such a person, you will live a stable life, do nothing wrong, pretend to save yourself when something happens, and then die of boredom. You will have many friends who like you very much, because you are really a good person who works hard. But the truth is, you give in to life and dare not take risks. You really want to win, but you are more afraid of failure than excited about success. Only you know, in your heart, you always thought you couldn't win, so you chose stability.
Many things in life are beyond our control. I learned to focus on what I can control: myself. If things have to change, the first thing to change is myself.
6. Real learning requires energy, passion and desire. Anger is an important part of it, because passion is a combination of anger and love. When it comes to money, most people want to make money safely, so that they can feel safe. About money, they have no passion, only fear.
7. People's life is always controlled by these two feelings: fear and greed.
8. The main causes of poverty and financial problems are fear and ignorance, not the economic environment, the government or the rich. People's own fears and ignorance trapped them.
9. Ignorance makes fear and desire stronger, which is why many rich people are more afraid as they get richer. Money is a carrot in front of a donkey, an illusion. If the donkey can know all the facts, it may reconsider whether to pursue carrots. Life is actually a struggle between ignorance and awakening. Once a person stops knowing himself, he will become ignorant. This kind of struggle is actually a decision you have to make every moment: whether to open your heart through continuous learning or to close your mind.
10, never forget, fear and desire, if you let them control your mind, you will fall into the biggest trap in life. It is cruel to live in fear all the time and never pursue your dreams. It is also cruel to work hard for money and think that money can buy happiness. It's a terrible way of life to wake up in the middle of the night and think that there are still many bills to pay. It is not a real life to decide what kind of life you live according to your salary. It is deceiving yourself to think that work will bring you a sense of security.
1 1, it doesn't matter how much money you earn, what matters is how much money you have left.
12, I think too many people pay too much attention to money instead of their greatest wealth-education. If people can be flexible, keep an open mind and keep learning, they will become rich day by day in the changes of the times. If people think that money can solve all problems, I'm afraid their life will not be too easy. Only knowledge can solve problems and create wealth, and money earned without financial knowledge will not last long.
13, an asset is something that can put money in my pocket. Debt is something that comes out of my pocket.
14 and 2 1 century illiterates are not people who can't read or write, but people who can't learn and forget to learn again.
15. If you want to get wealth and keep it, financial knowledge is very important, including understanding words and numbers.
16. Wealth is the ability to support a person for how long, or how long can I live if I don't work today?
17. Net assets usually include those non-cash assets, such as raw materials piled up in the garage after your repurchase. Wealth is a measure of how much money you can earn and your financial viability.
18. Wealth is determined by comparing the cash generated by asset items with the cash flowing out of expenditure items.
19, rich people buy assets; The poor only have expenses; The middle class buys debts that they consider assets.
20. The rich care about assets, while others care about income.
2 1. The terrible consequence of this major is that it will make you forget to pay attention to your own career. People have been paying attention to other people's careers all their lives and making others rich.
22. For the sake of property safety, people need to pay attention to their own careers. The focus of your career is your assets, not your income. As I said before, the secret is to know the difference between assets and liabilities and buy assets.
Only when you buy income-generating assets with extra income can you get real financial security.
24, physical assets can be divided into the following categories:
? A business that can run normally without me. I own them, but they are run and managed by others. If I have to work there, it's not my career but my career.
? stock
? bond
? Real estate that can generate income
? Notes (IOUs)
? Royalties, such as music, manuscripts, patents
? Any other valuable, income-generating or value-added potential with a good market.
When I say I care about my career, I mean to build my own solid assets. Once you put 1 USD into the asset project, don't let it go out. You should think of it this way: this $65,438+0 goes into your assets and it becomes your employee. The biggest advantage of money is that you can work 24 hours a day to serve your descendants. You should go to work as usual and be a hard-working employee, but keep building your assets.
26. Those who can leave a legacy to future generations and those who can be rich for a long time first build assets, and then use the income generated by assets to buy luxury goods, while the poor and the middle class use their hard-earned money and the legacy that should have been left to future generations to buy luxury goods. The real luxury is the return of investing and accumulating real assets.
27. Financial quotient (financial knowledge IQ) consists of four parts: accounting (financial knowledge, that is, the ability to interpret figures and evaluate the pros and cons of a business), investment (Qian Shengqian's science and strategy), understanding the market (science of supply and demand and market conditions), and law (tax reduction and protection in litigation).
28. In real life, people often get ahead by courage rather than wisdom.
Our only and most important asset is our mind. If well trained, it can create a lot of wealth.
What you know is more important than what you buy. Investment is not just about buying things, it should be a process of continuous learning.
3 1. Being a financial genius requires both professional knowledge and courage. Try to take risks, be brave and let your talent turn fear into strength and wisdom.
32. Choose those who really do what they want to do as their own teachers.
Before choosing a career or falling into the trap of "rat race", you should carefully look at the road under your feet and find out what skills you want to acquire.
34. Management skills necessary for success include: cash flow management; Management of the system; Personnel management. The most important professional skills are sales skills and marketing skills. Communication skills, such as written expression, oral expression and negotiation skills, are more important to a person's success. Sales skills and marketing skills are difficult for most people because they are afraid of being rejected. The better interpersonal relationship, business negotiation and fear of rejection are handled, the easier life will be.
35. People with financial knowledge sometimes fail to accumulate rich assets for five main reasons: (1) fear; (2) cynicism; (3) laziness; (4) bad habits; (5) conceit. The main difference between the rich and the poor is that they deal with fear in different ways. One way to overcome fear is to start accumulating assets as soon as possible and let compound interest serve you. Unconfirmed doubts and fears can make people cynical. Cynics complain about reality, and winners analyze it. The cure for laziness is to make yourself "greedy" and think, "How can I afford it?" To succeed, you must form a good habit-give yourself first, then give others. Whenever we make arrogant mistakes, I don't think what I don't know is important.
36. 10 steps to awaken financial talents: (1) find a surreal reason-spiritual strength; (2) Make choices every day-the power of choice; (3) Choose friends carefully-the power of relationships; (4) Master a pattern, and then learn a new pattern-the power of fast learning; (5) Give yourself the power of self-discipline first; "Pay yourself first" should do the following: A. Don't take on too much debt. Keep expenses low. B. When you are short of funds, let the pressure work instead of using your savings or capital. (6) Pay your broker handsomely-the power of good advice; (7) Being an "Indian giver"-a selfless force; (8) Buying luxury goods with assets-concentrated power; (9) hero worship-the power of myth; (10) Give first, then take-the power to give. When you feel "a little short of money" or want something, the first thing that comes to mind is giving. Only by paying first can we get rich returns in the future, whether it is money, smile, love or friendship.
37. The only way I can get into their profound thoughts is to read or listen to what they say modestly. Arrogant or critical people are often people who lack self-confidence and dare not take risks. The reason is that if you want to learn something new, you must make some mistakes. Only in this way can you fully understand what you have learned.
38. Action guide list: (1) Stop what you are doing. Don't do those ineffective things, find something effective to do. (2) Looking for new ideas. Read books that can provide unique perspectives. (3) Find some people who have done what you want to do. Invite them to have lunch with you and ask them some advice and skills. (4) Attend remedial classes, read books or attend seminars. (5) multiple quotations. If I want to buy a property, I will look at several properties and give a rough quotation. (6) Jogging, walking or driving for about 10min in a certain area every month. To make a profit, an enterprise must have two conditions: cheapness and change. (7) buying special goods. (8) pay attention to the appropriate place. (9) I look for people who want to buy first, and then I look for people who want to sell. (10) Consider large enterprises. (1 1) Learn from previous experience. (12) People who act always beat those who don't.
39. The key to getting rich is the ability to transform labor income into passive income or combined income as soon as possible.
Second, my experience.
When I was 9 years old, I asked my poor father how to become rich. My poor father said that if you want to be rich, you should learn to make money with your brain.
So my best friend Mike and I make counterfeit money by collecting toothpaste skins.
Poor dad told us that it was illegal to do so. If you want to make money, you can talk to rich dad (Mike's dad).
So we went to see rich dad on Saturday morning. Rich dad only asks us to work in his supermarket for three hours every Saturday and pay us 10 cents per hour. We accepted it.
So for the next three weeks, we went to work in the supermarket every Saturday. But on Wednesday of the fourth week, I decided to quit. But Mike said with a smile that rich dad asked to see him on Saturday. So we went to see rich dad on Saturday.
After a long wait, rich dad finally met me. We talked about life, taxes, people who work for money and so on. Finally, rich dad asked me to go back to work, and this time I didn't give a penny. He wants me to learn not to work for money.
After working for free for three weeks, rich dad came to us. Rich dad has been tempting us to work for him with a higher salary, but we have never agreed. So rich dad used this case to share with us the fear and greed of ordinary people for money. He wants us to control our feelings with our thoughts, and not to think about our first job because of fear and greed for money. He asked us to continue to work for free and to think about whether there are other ways to make money besides work.
Mike and I continued to work for free for three weeks. On the third Saturday, I noticed something I had never noticed before. Mrs Martin recycled unsold comic books to booksellers. We discussed with the bookseller whether we could give them the unsold comic books, and the bookseller agreed. So we opened a comic book reading room in Mike's basement and hired Mike's sister as a librarian. The reading room has been in operation for three months and can earn $9.50 a week. Later, because of the fight, the reading room was closed and we didn't go to work in the supermarket. But we have learned how to make money serve us, and rich dad will teach us new things.
Rich dad taught us the difference between assets and liabilities.
Third, the books mentioned.
Want to live a rich and happy life, do you want to go to school? 》
The myth of retirement
Rich dad, the richest man in Babylon
Method for achieving yield of 65438 06%
Think and grow rich.
Wealth concept article
Rich dad, why are the rich getting richer?
Rich dad's road to financial freedom
Rich dad and rich woman must have money.
Rich dad gets rich by borrowing money.
Rich dad, Amy and my way to get rich
Rich dad is more important than money.
Rich dad, why do we want you to have money?
Rich dad's second chance to get rich
Rich dad's eight catch-ups
Wealth practice
Rich dad's investment guide
Rich dad's guide to real estate investment
Rich dad touched the stone and turned it into gold.
Six things rich dad needs to do to get rich.
The Practice of Rich Dad and Poor Dad
Fubaba business school
10 required course for rich dad to start a successful business
Find a job with the money your rich dad gave you.
Rich dad's stock investment from entry to mastery
Rich dad, why does student A have to work for student C?
Wealth trend
Rich dad 2 1 century business
Rich dad's wealth trend
The conspiracy between rich dad and rich people
The unfair advantage of rich dad
Wealth parent-child articles
Rich dad found your child's wealth gene.
Rich dad, don't let your children grow up under the bondage of money.
Wealth enterprise
How did rich dad start his own company
How does rich dad run his own company?
Rich dad's victory teacher
Rich dad social entrepreneur