What are the procedures for college students to apply for interest-free loans?

College students applying for interest-free loans need the following procedures:

1. When applying for the registration of the establishment of individual industrial and commercial households, college graduates shall present to the registration authority the graduation certificate and personal identity card of ordinary colleges and universities, and the national employment registration certificate for graduates of ordinary colleges and universities or the national employment registration certificate for graduate students (hereinafter referred to as the "registration certificate") issued by the employment authorities of provincial colleges and universities;

2. After verification by the registration authority, go through the registration formalities according to law, indicate the registration time on the registration certificate, affix the seal of the registration authority and return it to me, and indicate "college graduate" after the name of the business license operator of individual industrial and commercial households;

3. College graduates are exempt from the above-mentioned related fees with the business license of individual industrial and commercial households.

Information required for applying for interest-free loans

1, proof of marital status, personal or family income and property status and other repayment ability documents;

2. Agreements and contracts related to the loan purpose;

3. Guarantee materials, involving the ownership certificate and list of the mortgaged property or pledge, and the appraisal report of the mortgaged property (pledge) issued by the appraisal department recognized by the bank.

In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.

Refer to the above? Baidu Encyclopedia-Interest-free loans for college students' entrepreneurship

Refer to the above? Lu' an human resources and social security bureau-consultation on issues related to interest-free loans and entrepreneurship subsidies for college students