therefore, electronic signature products usually need to adopt encryption algorithm, identity authentication and time stamp to ensure the authenticity, integrity and tamper-proof of the original signing documents! It is precisely because of these characteristics that electronic signatures are widely used in government affairs, finance, medical care, education, logistics, enterprises, human resources, real estate and other industries.
1. Application of electronic signature in government affairs
① Medical insurance electronic code: Medical insurance electronic code, also known as medical insurance electronic certificate, is an electronic media for medical insurance identification generated for all insured persons based on the basic medical insurance information base. It has important characteristics such as safety, reliability and unique authentication through real-name and real-person authentication technology, encryption algorithm and dynamic QR code display.
② Inspection marks for electronic motor vehicles: The traffic control department of the public security issued 16, inspection marks in electronic certificate and 19, inspection marks in electronic certificate for vehicles exempted from inspection within six years through the national unified Internet service platform! Vehicles that have received electronic certificate do not need to be affixed with paper signs.
③ Electronic patent certificate: China National Intellectual Property Administration announced that China National Intellectual Property Administration will issue electronic patent certificates through the electronic patent application system after March 3, 22 (including that day), instead of issuing paper patent certificates. Users can check electronic patent certificates, notices and decision electronic documents with electronic seals through the patent electronic application website.
2. Application of electronic signature in finance
① peer-to-peer lending Contract: The Interim Measures for the Management of Business Activities of Information Intermediaries in peer-to-peer lending, which was jointly formulated by the CBRC, stipulates that all parties involved in the business activities of information intermediaries in peer-to-peer lending need to use electronic signatures and electronic authentication on the basic information and transaction information of lenders and receptionists, and should abide by the provisions of laws and regulations to ensure the authenticity and integrity of data and the legal effect of electronic signatures and electronic authentication.
② internet finance: the rapid development of internet finance leads to an increase in financial contract disputes, which is very troublesome to handle. Recently, the "Zhixin (Financial) Cloud Audit" developed by the People's Court of Qianhai Cooperation Zone in Shenzhen, Guangdong Province and Tencent and other companies was officially put into operation. The system can store the transaction data including electronic contracts, performance and collection simultaneously in the blockchain to ensure the integrity and authenticity of the transaction data.
③ The trend of electronic financial business is becoming more and more obvious, and the application of electronic signature technology in banking, insurance, credit and other financial institutions has reached a considerable scale. In recent years, more than 5 banks, many insurance institutions and internet financial institutions have introduced electronic signature technology.
3. Application of electronic signature in education
① Electronic certificate of professional title: At present, many provinces and cities in China have implemented electronic certificate of professional title evaluation. The electronic certificate has multiple anti-counterfeiting functions, such as verification code and QR code, and is stamped with the electronic seal of human and social departments, which has the same effect as paper certificates. In the future, human and social departments will no longer issue paper certificates.
② online education: in order to minimize the adverse impact of the epidemic on the original teaching and educational administration plan, online education institutions have launched distance classes to help students "stop studying" during the extension of school term. Using electronic signing technology, online education institutions can sign employment contracts with teachers remotely, and sign teaching service agreements, registration information forms and other documents with students, so as to complete intermediate links more efficiently and maintain normal teaching progress.
③ electronic transcripts: for example, the trusted electronic transcripts enabled by Peking University. Trusted electronic transcripts are PDF transcripts with electronic signatures. The electronic report card launched this time adopts the double digital signature combining the national secret algorithm and the international encryption algorithm, which not only effectively ensures the credibility and tamper resistance of the file, but also makes the file more secure and autonomous.
4. Application of electronic signature in logistics
Smart logistics: On July 8, 219, "The Ministry of Transport on Amending < Provisions on Road Freight Transportation and Station Management > In the Decision, Article 29 is changed to Article 3, and the second paragraph is amended as: "Encourage road freight transport operators to adopt information technologies such as electronic contracts and electronic waybills to improve the level of transportation management." The application of electronic contracts can not only help logistics enterprises to realize the Internet, but also manage all contracts more effectively through filing and management functions. Eliminating paper contracts can also bring considerable book cost reduction.
5. Application of electronic signature in enterprises
Large-scale manufacturing enterprises: The application of electronic signature in the manufacturing field is mostly concentrated in large-scale manufacturing enterprises, whose internal organizational structure and approval process are complex, and a large number of paper contracts waste time and resources in the process of communication, so enterprises urgently need to reduce costs and increase efficiency. As the main body in the supply chain, large manufacturing enterprises have the ability to dominate the use of electronic signatures by upstream and downstream enterprises. Manufacturing enterprises have a large number of employees, and it takes a long time for employees to go to different places. It is another important scene to sign labor contracts online with electronic signatures.
6. Application of electronic signature in human resources
During the epidemic period, many people need to telecommute, and enterprises need to keep in touch with employees in time, do a good job in the collection of employee health information and efficient management of daily work, and ensure that recruitment and other businesses are not affected by the epidemic. The HR department can remotely send electronic documents such as epidemic notification letters and attendance confirmation sheets to employees in batches, and employees can use the scanning code signing function to sign contracts immediately, thus reducing the risk of crowd gathering. In the recruitment process, you can also send Offer, labor contracts, employee manuals and other documents to candidates in batches, and the signing cycle takes only tens of minutes on average, which improves the efficiency of remote interview. The Ministry of Human Resources and Social Security also issued a notice during the epidemic to support the conclusion of labor contracts in electronic form.
Electronic signature technology has penetrated into every aspect of our lives. In addition to meeting the convenience needs of people's lives, electronic signature technology also provides a credible online contracting core solution for large enterprises with advanced information construction, laying a foundation for traditional enterprises eager for transformation to realize information construction. In the network information age, electronic signature technology will make more enterprises promising, and safety and convenience will become the label of the times.