Refers to the mortgage set with movable property as collateral. Movable property refers to property that can be moved without affecting its use value or reducing its value;
2. Mortgage of rights
Refers to the mortgage with all kinds of property rights stipulated by law as collateral;
3. Real estate mortgage
Refers to the mortgage set with real estate as collateral. The so-called real estate refers to the property that cannot be moved or will lose its original value or use value, such as land, houses, all kinds of fixed objects on the ground, etc.
4. Maximum mortgage loan
It refers to the agreement between the mortgagor and the mortgagee to guarantee the creditor's rights that occur continuously in a certain period with collateral to the maximum extent.
5, consortium mortgage
Also known as enterprise mortgage, it refers to the mortgage made by the mortgagor (enterprise) with all his movable property, real estate and rights as the mortgage target;
Extended data:
Pawnbroking is one of the oldest industries in human beings, and it can be called the originator of modern financial industry and the predecessor of mortgage bank. China is one of the earliest countries in the world where pawnbroking activities took place and pawnbroking industry was formed.
According to textual research, China's pawnbroking industry sprouted in the Han Dynasty, began in the Shouku of Buddhist temples in the Southern Dynasties, flourished in the Tang and Five Dynasties, was established in the Southern and Northern Dynasties, flourished in the Ming and Qing Dynasties, declined in the late Qing Dynasty and the early Republic of China, was banned in the 1950s, revived in the contemporary reform and opening up, and experienced the historical ups and downs of 1600 years.
Pawnshops embody the capital activities of usury in the trinity of bureaucrats, landlords and businessmen. Later, the official bank opened, the business between banks developed, and the official deposits decreased. With the support of banks and banks, the original pawn shops and pawn shops gradually declined.
In the 14th year of Guangxu (1888), about 7,000 people pawned in various provinces outside Beijing, much less than in the previous period. 19 12 years, the number of registered pawns in China decreased to more than 4,000. The number of pawn shops is increasing, and the focus of business is gradually shifting from cities to towns.
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