A house worth 2 million can be bought for only 1 million!
On August 23, the Dongguan Municipal Government of Guangdong Province issued the "Dongguan City Three-Limited Housing (*** Property-Righted Housing) Pilot Plan for Construction and Distribution" (hereinafter referred to as the "Plan"), which stated , the "three-limited housing" project adheres to the attributes of commercial housing and is based on the principles of limiting housing prices, limiting land prices, and limiting sales targets.
It is reported that the "three-limited houses" are houses with property rights, which are owned by the government-designated agency and the purchaser on a share basis, and the purchaser pays 50% of the total price of the property. Contribute capital to purchase 50% equity. After a certain number of years of delivery, with the consent of the city government, full property rights can be obtained. Those who purchase a "three-limited house" enjoy the same public service rights and interests as ordinary commercial housing in education, medical care, household administration, pension, housing provident fund and other public services.
Dongguan plans to pilot a "three-limited house"
If you meet the conditions, you can buy it at half price
It is understood that the purchaser of the "three-limited house" should meet the following conditions at the same time , including:
1. The purchaser, his spouse, and children living with him do not have self-owned housing in Dongguan City, and there is no housing transfer registration record in Dongguan City within 3 years before the purchase; < /p>
2. Have a Dongguan household registration and have paid pension insurance in Guan for a total of 3 years, or do not have a Dongguan household registration but have paid a pension insurance in Guan for 5 years;
3. The employer in the "House Restricted" sales area signs a labor contract and pays pension insurance monthly for one year (the unit signing the labor contract and the pension insurance paying unit must be the same);
4. Have a college degree or above, intermediate level workers or above professional skills, assistant level or above professional title.
In terms of allocation method, the allocation of "three-limited rooms" is carried out in two stages, the first stage is targeted allocation, and the second stage is an open lottery.
In the first stage, the candidates will be allocated to those in their parks, towns and streets who meet the following conditions at the same time
1. On the basis of meeting the basic conditions, applicants must have a bachelor's degree or above, senior vocational skills or above, one of the professional titles of assistant level or above;
2. And meet one of the following two conditions:
First, the current work unit is a national high-tech Enterprises, provincial-level high-growth small and medium-sized enterprises, municipal-level or above "specialized, special and innovative" small and medium-sized enterprises, municipal-level doubling enterprises, municipal-level top 100 innovative enterprises, municipal-level gazelle enterprises, or others specified in relevant documents of the municipal party committee and municipal government Focus on supporting or rewarding enterprises with outstanding economic contributions.
The second is to obtain one of the following honors: obtain an invention patent or utility model patent, be a technical expert in Dongguan City (identified by the Municipal Human Resources and Social Security Bureau), and be a technical pacesetter in Dongguan City Employee (identified by the Municipal Federation of Trade Unions) , awards issued by the party committee and government at or above the Dongguan municipal level, and awards issued by functional departments at or above the provincial level in Guangdong.
If the number of qualified applicants does not exceed the total number of houses, lots will be drawn to determine the order of house selection; if the number of qualified applicants exceeds the total number of houses, lots will be drawn to determine the shortlisted applicants and the order of house selection.
In the second stage, if there are still remaining houses after the targeted allocation, applications from people in the park, town and street who meet the basic conditions for sales will be accepted and allocated by lottery. If the triple-limited houses are not sold within one year after obtaining the sales license, applications from people who meet the basic conditions of the sales targets will be accepted throughout the city and allocated by lottery.
After delivery for a certain period of time
The institutional share can be purchased at a 20% discount on the market price
It is worth noting that this time Dongguan’s “three housing restrictions” are clear "The government property rights part can also be purchased", that is, after the three-limited housing is delivered for a certain number of years, with the consent of the municipal government, full property rights can be obtained.
If the purchaser has obtained the real estate certificate for 5 years and has lived in Dongguan for 3 years, he can obtain full property rights at a 20% discount on the market appraisal price; holders of Dongguan Xiang Card and Yulan Card can obtain full property rights according to the market price respectively. Purchase at 30% off or 50% off the appraised price.
In addition, those who purchase a three-limit house enjoy the same public service rights and interests as ordinary commercial housing in education, medical care, household administration, pension, housing provident fund and other public services. Three-limited housing will be prioritized in areas with concentrated housing needs, complete supporting facilities, and complete functions.
Some home buyers believe that although the price of *** houses with property rights is much cheaper, the lack of independent property rights also takes up the quota for home purchase. The "Plan" also points out that before purchasing commercial housing in Dongguan (including newly built commercial housing and second-hand commercial housing), the purchaser must obtain full ownership rights of the three-limited housing or exit the three-limited housing.
In the "exit mode", if the purchaser obtains the "three-limited house" real estate certificate and reaches the sales limit period, he is allowed to transfer all the property rights held by him at one time. The purchaser can transfer the property to the government-designated holding agency or other qualified applicants based on the principle of voluntary negotiation between the two parties. The applicant should meet the basic conditions for the "three-limited housing" sales object, and the transfer qualifications will be determined by the park, town and street to which it belongs; The purchaser and the transferee agree on the transfer price themselves and bear their respective taxes and fees in accordance with relevant regulations.
It is understood that at present, there are two models of "closed transfer" and "conversion of commercial housing" for private ownership houses on the market. For example, Beijing and Guangdong prohibit the "conversion of private ownership houses". "Businessmen" stipulates that property rights held by the government cannot be sold, and *** property rights houses can only be transferred to families that meet the purchase conditions; while Shanghai allows individuals to purchase government property rights shares. After completing the procedures, *** property rights houses can be Realize "re-business". This time, "Dongguan Model" home buyers can purchase government shares, but they still need to transfer the property rights to qualified buyers when transferring property rights.
In this regard, according to the Beijing News, Yan Yuejin, research director of the Think Tank Center of the E-House Research Institute, analyzed: "Looking at the Dongguan model, there are many new features. For example, the owners subsequently subscribe for shares of the holding agency. , there is also a preferential element, that is, the actual price of subscribing for shares held on behalf of others is determined based on the talent assessment. At the same time, the holding of such housing must also comply with sales restrictions, but once there are no sales restrictions, there is room for free circulation in the market. Relatively large. ”
***Property-owned housing projects reduce the cost of home buyers
As early as 2014, six ministries and commissions including the Ministry of Housing and Urban-Rural Development included Beijing, Shanghai, Shenzhen, Chengdu, and Huai’an. , Huangshi is a pilot city for private housing, and various localities have successively launched a number of private housing projects. ***Property-owned housing has the dual attributes of affordable housing and commercial housing. Similar to Shenzhen's affordable commercial housing, there are also strict application thresholds.
Recently, the Beijing Municipal Housing and Urban-Rural Development Commission released the "Beijing Housing and Urban-Rural Construction and Development White Paper (2021)", which also proposed to speed up the improvement of public rental housing, affordable rental housing and private ownership housing. We will establish the main housing security system, raise public rental housing through multiple channels, increase the effective supply of affordable rental housing, and continuously improve the private property housing system. Formulate supporting policies for the rental and repurchase of privately owned housing, and establish a network service platform for privately owned housing.
The Hangzhou Municipal Housing Security and Housing Management Bureau has also drafted the "Hangzhou City *** Management Measures for Property Rights-Secured Housing (Draft for Comments)", which mentions that households purchasing *** property rights-guaranteed housing must obtain real estate certificates After the completion of 5 years, an application can be submitted to the holding agency for a one-time increase in the government share purchase. After the additional purchase, the property will be converted into commercial housing and the property rights will be transferred, but it will not be listed for trading until 10 years have passed.
According to Securities Times e Company, Yan Yuejin believes that the current construction of privately-owned housing in various places will continue to advance, but how to truly combine it with housing for housing, not speculation, industry-city integration, and job-housing balance? It is also something that requires constant thinking. This time, Dongguan’s three-limited housing model is richer in content and can truly reduce the cost of this type of housing, which is a very good guide. Learning from the Dongguan model will further promote the supply and distribution of this type of housing, truly reduce the cost of home buyers, and further implement the orientation of housing for living, not for speculation.