If you use ICBC card for repayment, please log in to mobile banking, select Favorites-My Account, and click the "Query Details" function below the corresponding account to query the income and expenditure of account funds within five years.
Under normal circumstances, a car loan card will be issued for car installment business handled through car dealers, guarantee companies, insurance companies and other channels. This card is usually only used to buy cars by stages, and has no other value-added functions. The car loan card business of each branch is slightly different. If you need to handle the loan settlement or mortgage cancellation procedures of car loan card, misdeposit/mistransfer/guarantee fee withdrawal, loan or guarantee information inquiry and other post-loan services, please contact the local loan handling bank for consultation.
Tips:
You can call ICBC customer service hotline 95588 to inquire about the telephone number, address, business hours and other information of the car loan handling bank.
(Answer time: 2019 August 13. In case of business changes, please refer to the actual situation. )
What is the name of the car loan WeChat query of Jincheng Bank?
(Take Apple 13 as an example) WeChat (version 8.0. 15), and then pay attention to the official WeChat account, the official WeChat of Jincheng Bank, and consult online customer service in the official WeChat account.
1. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats).
Second, the term of the automobile consumption loan is generally 1-3 years, and the longest is not more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year. The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct.
Three: Personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan. The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different.
Four: In addition to paying the above fees, individual auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits. The other is credit card car loan. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.
Five: whether buying a car is a loan depends on the economic situation of the owner. When asked about the advantages and disadvantages of car loans, most car dealers are somewhat evasive. They believe that buying a car with a loan can not only enable citizens with insufficient funds to buy their favorite cars in advance, but also allow some citizens with sufficient funds but other uses to free up some funds that would have been used for car prices for development. However, the resulting interest and extra costs have been ignored.
Six: The most important thing in car loan is to shop around. Consumers should choose a regular car loan service company with certain qualifications and strength, which will not only standardize services and charges, but also leave you with hidden dangers.
What is the telephone number of car loan repayment of Jincheng Bank?
Jincheng bank service hotline 0356-965 17.
Jincheng Bank loan application channel:
1. Consult our nearest dealership.
2. Through mobile banking and online banking.
3. Call the customer service hotline 0356-965 17 for consultation.
Jincheng Bank, formerly known as Jincheng Commercial Bank, was approved by Shanxi Supervision Bureau of China Banking Regulatory Commission on February 27th, 2005, and changed its name to 20 1 1 on April 8th. The head office is located in Jincheng City, Shanxi Province. The registered capital is 8.510.97 billion yuan.
There are Jincheng branch, Taiyuan branch and Shuozhou branch, with more than 400 employees/kloc-0. By the end of 20 13, the total assets were 42.5 billion yuan, the balance of various deposits was 27.8 billion yuan and the balance of various loans was13.2 billion yuan.
Extended data:
I. Business Introduction
Personal time deposit pledge loan refers to the loan that the customer applies to our bank with the unexpired personal lump-sum time deposit certificate (passbook) or the time deposit in our bank card as pledge.
Second, applicable customers
Customers who have personal and family consumption needs or are in urgent need of capital turnover and have our time deposit certificate or time deposit in their cards.
Third, product function.
1. You can apply online or offline, with simple operation and quick collection.
2. Realize flexible capital turnover and alleviate the shortage of liquidity.
3. Reduce the loss of interest and ensure the maximization of income.
Four. Information list
Just prepare the following information:
1, identification
2. Original deposit certificate of our bank (folded)
Jincheng Bank-Personal Loan Business