The first ATM was put into use in Zhuhai in 1987.
In 1963, Luther George Simjian invented the ATM. But the recognized inventor of the ATM is Shepard Barron of England. Sheppard was born in Ross-shire, Scotland in 1925 and graduated from the University of Edinburgh.
In March 2019, the People's Bank of China issued a notice that transfers from ATM machines can be received in real time without waiting for 24 hours. ?
Extended information:
1. Equipment types
ATM machines can be divided into outdoor ATM machines, indoor ATM machines and independent ATM machines according to the installation location. kind.
Indoor: According to how the ATM machine is used, indoor ATM machines can be divided into two types: lobby type and wall-through type.
Outdoor: According to safety performance requirements, outdoor ATM machines include semi-enclosed and fully enclosed ATM protective booths. Fully enclosed ATMs can be further divided into square and round according to their appearance. Squares are commonly known as outdoor ATMs. Protective booth, the round shape is commonly known as ATM protective cabin.
2. Application tools
1. International
(1) VISA
Visa International Service Association Translated as Visa and Weixin, it is a credit card brand operated and managed by the Visa International Service Association (Visa International Service Association) located in San Francisco, California, USA.
VISA International Organization is a non-stock, non-profit international bank card organization composed of more than 21,000 financial institution members around the world. VISA card began to be issued in 1976. Its predecessor was Bank Americard issued by Bank of America.
(2) MasterCard
MasterCard International created an internationally accepted credit card system from the late 1950s to the early 1960s, which immediately became popular around the world. In 1966, an organization (Interbank Cand Association) was formed. In 1969, the Interbank Card Association purchased the patent rights of Master Charge and unified the credit card names and style designs of various card issuers.
2. Domestic
UnionPay
UnionPay means that if there is a UnionPay logo in the lower right corner of your bank card, then your card is a UnionPay card. . Generally speaking, most of the bank cards issued by major domestic banks are UnionPay cards. This card can be used to withdraw cash from any domestic ATM machine with the UnionPay logo. Finally, it is recommended that you try to withdraw cash at your local bank. . Because other banks charge additional fees.
Baidu Encyclopedia-ATM