This set of gold and silver commemorative coins *** 12, including 6 ordinary gold and silver commemorative coins and 6 refined gold and silver commemorative coins, is the legal tender in People's Republic of China (PRC). The smallest commemorative coin in this set is 1g round gold commemorative coin, and the largest circulation is1m. The largest are 1 kg round gold commemorative coins and 1 kg round silver commemorative coins, with the largest circulation of 1000 and 20000 respectively.
The design of the 2020 version of Panda Coin is a continuation of the 20 19 version of Panda Coin. The cubs in the design have grown into "children", which increasingly shows the cute state of the giant panda.
Why does everyone like to collect panda coins?
1, one of the top five investment gold coins in the world.
China Panda Gold Coins have been issued by the People's Bank of China since 1982. It is a brand and star product of precious metal commemorative coins in contemporary China, and it is also one of the five largest investment gold coins in the world.
It is understood that the five internationally recognized investment gold coins are:
China Panda Gold Coin, American Eagle Ocean Gold Coin, Canadian Maple Leaf Gold Coin, South African krugerrand Gold Coin and Australian Kangaroo Gold Coin.
2. Unique materials and exquisite craftsmanship.
The giant panda is the national treasure of our country, and its charming appearance has been widely concerned and loved by all people at home and abroad, not only by the people of China, but also by foreign people. Many people watch the live broadcast of giant pandas abroad every day. Moreover, the panda coin with panda image is very recognized by people.
Moreover, China Panda Gold Coin is unique in topic selection, novel in design, exquisite in craftsmanship, standard in fineness, complete in specifications, self-contained, and has dual attributes of investment and commemoration. It is unique in the world coinage field and has won numerous awards at home and abroad, which is favored by collectors from all over the world.
3, the refining purity is high
The production of panda-made gold coins requires very high raw materials for gold, and the refining purity is very high.
4. There is a lot of investment space.
Except for 1982, the number of panda gold coins issued every year has increased by one twentieth of an ounce. Because they are panda gold coins of different ounces, investors can invest anytime and anywhere regardless of the amount. Take the 20 10 version of the one-twentieth ounce panda gold coin as an example. The market price is 520 yuan, and everyone can afford it.
Many people who know panda coins for the first time don't know much about panda coins. Now let me explain to you:
1. Why don't gold and silver commemorative coins be sold at face value?
At present, the gold and silver coins minted in most countries in the world no longer perform the circulation function, but have evolved into commemorative coins and investment coins for collection and investment. Their original value and denomination are separate. The denomination of gold and silver commemorative coins is only a currency symbol, which is a symbol of the national legal tender and has no direct relationship with the original value.
Gold and silver commemorative coins are a special commodity, and the initial sales price of the sales organization is set according to many factors such as the price of raw materials, the design and production cost of gold and silver commemorative coins and so on. Therefore, gold and silver commemorative coins are generally issued at a premium (premium can be called premium).
2. Does the Panda Gold and Silver Commemorative Coin have an initial selling price? How is its price determined?
Panda commemorative gold and silver coins have no uniform initial selling price, and fluctuate with the price of gold and silver raw materials, which is a floating price system.
According to the benchmark price of Shanghai Gold Exchange every day, plus a fixed premium, the retail guide price of panda universal gold coins on that day is obtained; According to the price of Shanghai Gold Exchange on different pricing days, plus a fixed premium, the retail guide price of panda silver coins is obtained.
Panda refined gold and silver commemorative coins also have no unified starting price. Gold and silver commemorative coins similar to pandas are all floating price systems, and they are priced three or four times a year. According to the gold price and fixed premium during the pricing period, the retail price is obtained.
3. Why are panda gold and silver commemorative coins divided into ordinary coins and refined coins? What's their difference? How should consumers tell?
Panda Gold and Silver Commemorative Coins are divided into two product series: Panda General Gold and Silver Commemorative Coins and Panda Refined Gold and Silver Commemorative Coins, which highlight their investment and wealth management and commemorative collection attributes respectively.
Identification method: According to the announcement of Panda Gold and Silver Commemorative Coins issued by the People's Bank of China.
Issue specifications: Take the Panda Gold and Silver Commemorative Coin of 20 19 as an example. The specifications of ordinary gold coins are 30g, 1 5g, 8g, 3g, 1 g * *, and the specifications of refined gold coins are1kg,150g and100g. The specifications of ordinary silver coins are 30g, and the specifications of refined silver coins are 1kg and 150g. Gold and silver coins of different specifications have different denominations.
4. Does the panda gold and silver coin have a certificate?
Panda refined gold and silver commemorative coins are accompanied by an appraisal certificate signed by the Governor of the People's Bank of China. Generally, commemorative gold and silver coins made by pandas will be accompanied by "XXXX Edition China Panda Gold Coin Manual" or "XXXX Edition China Panda Gold Coin Manual" or "XXXX Edition China Panda Gold Coin Collection Certificate" signed by the chairman and general manager of China Gold Coin Corporation.
5. What are the precautions for investing in panda coins?
Precautions for saving
The preservation of panda coins is also very particular. Remember to keep it in a dry and clean sealed box to avoid long-term contact with air. At the same time, don't be exposed to chemically polluted air, and don't touch the product with your hands, because human sweat will corrode panda coins. If the gold coin is dirty, it should be slightly washed in warm soapy water, then washed with clear water and gently dried with a soft cloth, and finally placed in a dry and ventilated place; Try not to rinse with weak alkaline water or brush with a brush. Alkalinity can easily corrode the surface of gold coins.
The risk of buying counterfeit money
At present, genuine and counterfeit money has appeared on the market, and experienced collectors can't prevent it. Therefore, when buying panda coins, you must choose a reliable purchase channel to avoid buying counterfeit money and bringing economic losses to yourself.
Pay close attention to the price of gold.
Panda gold coins belong to precious metals investment varieties. If you invest in panda gold coins, you basically invest in gold. Therefore, the rise and fall of gold price in the international market will affect the success or failure of panda gold coin investment. As a collector of panda coins, we must always pay attention to the price of gold in the market.