As the saying goes, "the old account is not over the year, but it will make a fortune in the coming year." However, there is a difficulty, that is, credit is easier than debt collection.
It is natural to ask the debtor to pay back the money in the last month of 2020. However, in the face of customers who don't want to pay their debts, how should companies that will continue to cooperate in the future make elegant but impolite dunning?
Other companies may just call and send WeChat frequently, but Tencent is different. They invented a patent to solve this problem in order to make their debt collectors and debtors happy in the New Year!
Through the official patent search platform, we can see that Tenpay Payment Technology Co., Ltd. has published a patent application, the patent name is "Bill Collection Method, Device and Electronic Equipment Based on Appointment Collection System", the application publication number is CN11986018A, and the application date is 2065438+20008.
According to the patent abstract, the embodiment of the application relates to the technical field of information processing, and its method is to collect overdue customers by adopting a bill collection method matching with risk assessment information, which not only realizes a more scientific bill collection method that varies from person to person, but also improves collection efficiency and collection income.
Tenpay Payment Technology Co., Ltd. is a subsidiary of Tencent, and its legal representative is Lin Haifeng, with a registered capital of 654.38 billion RMB. It is jointly held by Shenzhen Tencent Computer System Co., Ltd. and Shenzhen Century Kaixuan Technology Co., Ltd.
Tenpay is a third-party payment platform, which provides secure underlying technical support for WeChat payment and QQ wallet, helps both parties in online transactions to complete payment and collection, and provides various payment products such as fast payment, balance payment, installment payment, entrusted withholding and so on according to the characteristics of different industries. At the same time, the platform also provides fund settlement solutions, financial management and other services.
I have to say that in debt collection, Tencent has indeed played its own technical advantages and turned debt collection into a very technical thing. Interestingly, the P2P business has been completely retired, which shows that the traditional violent collection route is no longer feasible, which may also be a rule change made by Tencent.