Governments at all levels have established various funds and special funds to provide targeted help and support for the development of small and medium-sized enterprises. With the promulgation of the Law on the Promotion of Small and Medium-sized Enterprises, the government has also set up a small and medium-sized enterprise development fund for small and medium-sized enterprises to start businesses, support technological innovation, encourage professional development and explore the international market.
Every year, the state has a large amount of funds for research and development, technological innovation and achievement transformation of small and medium-sized scientific and technological enterprises. In addition, in order to promote the development of local science and technology, foreign trade and economy, local governments have also set up special fund plans from local finances to support small and medium-sized enterprises. Small and medium-sized enterprises, whether in seed stage, initial stage, growth stage or rapid growth stage, can apply for and obtain financial support from central or local governments as long as they conform to national and local industrial policies.
At present, our government's financial support for small and medium-sized enterprises is mainly manifested in special funds and industrial policy funds. National special funds refer to the funds specially invested by the state for specific purposes of small and medium-sized enterprises.
According to the relevant provisions of the Small and Medium-sized Enterprises Law of People's Republic of China (PRC), the state has set up a small and medium-sized enterprise development fund to support the following matters of small and medium-sized enterprises: entrepreneurship counseling and services; Support the establishment of SME credit guarantee system; Support technological innovation; Encourage professional development and cooperation with large enterprises; Support small and medium-sized enterprise service institutions to carry out personnel training, information consultation and other work; Support small and medium-sized enterprises to explore the international market; Support small and medium-sized enterprises to implement cleaner production. In recent years, with the rapid development of small and medium-sized enterprises, the state attaches great importance to small and medium-sized enterprises, and relevant state departments and provinces and cities have successively issued special fund policies to support the development of small and medium-sized enterprises. These funds are characterized by low or no interest, long repayment period or even no repayment. However, in order to obtain these funds, certain policy conditions must be met. Professor Wang Tiejun said that although small and medium-sized enterprises will be restricted in applying for funds, many small and medium-sized enterprises are unaware of the special funds set up by the government at present, resulting in many projects that meet the application conditions aborting due to funding problems.
Industrial policy capital industrial policy investment refers to the policy-supporting investment provided by the government to optimize the industrial structure and promote the industrialization of high-tech achievements. The types of industrial policy investment in China mainly include financial subsidies, discount loans, preferential loans, tax incentives and government procurement. We should establish and improve the financial support policy system for small and medium-sized enterprises in China from the aspects of financial expenditure, loan assistance and taxation.
How to apply for and get the support of government funds? Mainly through the following steps:
First, as the decision-maker or the main person in charge of business management, we should not only pay attention to technology development and product market, but also pay attention to financing and learn to deal with the government. Some people always find it troublesome to deal with the government, which is a prejudice.
Second, understand which industries are supported by the government, what are the specific regulations, whether your own enterprise meets the application conditions, how to create conditions if it does not meet the conditions, what materials and procedures are needed for application, and so on. There are usually several ways to learn and understand: through the websites of government departments; Talk to relevant personnel directly by going to relevant government departments; Through industry associations, as well as some activities and lectures organized by associations; Through experts, professionals and intermediaries.
Third, make preparations before applying, or consider how to package yourself. Packaging is true, but through the detailed analysis and evaluation of core technology, advantages and disadvantages of production market, development potential and financial situation, we can fully tap the intrinsic value of enterprises, which is what we usually call value discovery. In addition, pay more attention to increase the intangible assets of the company, such as product testing and identification; The formulation of enterprise standards; Applications for patents, trademarks and copyrights; Appraisal of scientific and technological achievements; Selection of scientific and technological progress award and enterprise credit rating; Application for key new products; Valuing reputation and abiding by contracts; Choose export-oriented enterprises; Then ISO9000 quality system certification; Identification of high-tech projects (enterprises) or software enterprises, etc.
Four, in the understanding of the relevant policies and the basic conditions of the enterprise, you can submit the application materials in accordance with the prescribed procedures and begin to enter the audit process. In this process, the application materials must be fully prepared to reflect the intrinsic value of the enterprise as much as possible; At the same time, take the initiative to contact and communicate with people from relevant government departments, so that they can have a deeper understanding of the basic situation of your enterprise, especially the management team. This is very similar to the marketing of products, and enterprises should also do brand promotion, especially in striving for government resources. Necessary public relations and credit relations must be established to let the government know that the enterprise has advanced technology, good financial status, normal operation, broad market prospects and excellent management team.
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