KBao is a physical medium provided by Agricultural Bank of China for storing customer certificates and private keys. Its shape is similar to a USB flash drive, also known as USB-KEY. When using, it can be directly plugged into the USB interface of the computer, but the corresponding supporting software must be installed.
U shield, a customer certificate USBkey issued by ICBC in 2003 and obtained national patent, is an advanced security tool provided by ICBC for online banking.
2, the usage is different
Kbao certificates use advanced and reliable security hardware to store certificates. It is impossible to read and copy any key information of the certificate from the outside, which can provide you with the highest level of security. Moreover, Kbao is easy to carry around, not affected by reloading computers, and can be used safely on different machines. I suggest you choose.
U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.
U shield is a customer certificate USBkey issued by ICBC, which has obtained national patent. It is an advanced security tool provided by ICBC for online banking.
3. How to use it
The specific operation of Kbao is as follows:
When a customer logs in to our online banking system with your certificate, first enter "Customer Service", click "Certificate Update" under "Online Banking Security Management" and then click "Submit", and the system will automatically judge according to the type of certificate you hold.
1. If it is a KBao certificate, please specify the CA (Certification Center) that issued the certificate as ABCCA, and a confirmation will pop up after submission.
2. The system will automatically update the KBao certificate for you, generate the reference number and authorization code information, and carry out automatic detection.
There are three steps to using U shield:
Step 1: Install the driver
If it is the first time for you to use personal online banking on your computer, please refer to the installation guide of personal online banking system of China Industrial and Commercial Bank, download and install personal online banking controls first, and then install U shield driver. Drivers of different brands of U Shield can only be used in this brand.
If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver.
Step 2: Download certificate information
When a certificate customer logs into personal online banking for the first time, the computer will have a security prompt asking for a root certificate from PersonalICBCCA. This root certificate is used to authenticate the website of Industrial and Commercial Bank of China. Please click "Yes" to indicate that you accept ICBC's personal online banking service.
After you install the corresponding certificate driver, before using other functions of personal online banking, please log in to personal online banking first, and then click "Security Center" and select "U Shield Management" function in the column of "U Shield Self-download" to download your personal customer certificate to U Shield.
Step 3: If you need to handle external payment services such as transfer, remittance and payment after logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password and have it verified by the banking system.
Baidu encyclopedia -K Bao
Baidu encyclopedia -u shield