What are dynamic password cards and U shields? What is the difference? What is this for?

The differences between the two are as follows:

First, refer to different

1. dynamic password card: unpredictable random number combination is generated according to a specific algorithm, and each password can only be used once.

2.u shield: the customer certificate USBkey issued by China Industrial and Commercial Bank in 2003 and obtained the national patent. It is an advanced security tool provided by ICBC for online banking.

Second, the use is different.

1, dynamic password card: to prevent the number from being stolen and causing property losses. Units that use dynamic passwords do not have to endure the trouble of regularly modifying login passwords of various application systems.

2.u shield: It is applicable to all customers of ICBC's personal online banking, especially those with high security requirements.

Third, the characteristics are different.

1, dynamic password card: the password combination changes dynamically, and only one password is used for each transaction, which will be invalid after the transaction, which can effectively prevent the transaction password from being stolen by hackers. After handling the password card, the customer will not be subject to the quota control when using IE certificate for external payment.

2.u-Shield: After logging in to personal online banking, if you need to handle external payment services such as transfer, remittance and payment, you only need to insert the U-Shield into the USB interface of the computer according to the system prompt, enter the U-Shield password, and complete the payment service after being verified by the banking system.

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