Is Lai Shang Bank a state-owned enterprise?

Belong to. The bank is a local state-owned enterprise. Lai Shang Bank Co., Ltd. is a local joint-stock commercial bank in Jinan. Founded in 2005. Lai Shang Bank has 5 branches, 2 directly affiliated branches and 38 sub-branches. Implement the trinity management mode of head office, branches and sub-branches. The company's business includes packaged loans, foreign exchange loans, import bills, import credit cooperatives, settlement and sale of foreign exchange, pledged loans, etc.

Will the bank card be automatically cancelled if it is not used for a long time?

If the bank card used by the user is not used for a long time, it will be cancelled. Usually, as long as the bank has no capital flow within two years, it will be recognized as a sleep account by the banking system. In this case, the card cannot be used and handled normally.

If the user has no capital flow within three years and the account has no money, the bank will automatically close the account. However, if there is a balance in the card, it will always maintain the sleep account status and will not automatically close the account.