The technology of facial recognition payment is mature and safe. The basic principle of face-swiping payment is to compare the information collected by the terminal hardware with the information stored in the cloud to see if the information is consistent, and then unlock the face to complete the payment.
While promoting facial recognition payment methods, payment institutions should ensure maximum security, such as strictly preventing the leakage of relevant information, strictly reviewing terminal equipment holders, adopting secondary verification methods, and strictly prohibiting terminal equipment holders. Turn off payment reminder sounds, etc. Regulatory authorities must strengthen supervision and introduce rules and standards for the collection and use of biometric information to prevent payment institutions from abusing their power, thereby improving the security of facial recognition payments and reducing unnecessary security risks.
Extended information:
Face-based payment applications should follow the principles of minimum usage, user knowledge and risk compensation. Regarding information collection, we must adhere to the principle of "user authorization, minimum enough". Facial features are important privacy. Data collection should inform the information usage method in advance, clearly obtain customer authorization, avoid feature collection that is irrelevant to needs, and ensure the rationality and necessity of facial feature collection.
Given that face recognition highly relies on artificial intelligence algorithm models and offensive and defensive technologies are constantly iteratively upgraded, it is necessary to proactively establish and improve risk compensation mechanisms such as risk compensation funds, insurance plans, and emergency response, and comprehensively use a variety of information technologies to Strengthen the end-to-end full-chain security protection of facial feature information to effectively protect the security of consumer funds and information.
People's Daily Online - Face recognition payment "upgraded", security issues have attracted much attention