However, credit cards are valid. First, you have to complete the card opening within the validity period, otherwise the credit card will automatically expire after the card opening time limit.
Secondly, the bank gives you personal credit time. The so-called lifetime free annual fee does not mean that the card is valid for life. Credit cards still have a time limit, but the bank will contact you before the expiration and take the initiative to issue you a new card.
The annual fee of patent fee means that the patentee pays a certain fee every year from the year when the patent is granted to the end of the patent protection period, and the amount varies from year to year. This fee is the annual fee. It is the obligation of the patentee to pay the annual fee.
After the patent application is granted the patent right, the applicant shall pay the patent registration fee and the annual fee of the year when the patent right is granted at the time of registration. Where an application for a patent for invention for which a patent right has been granted has already paid the maintenance fee for the current year, the annual fee for the current year may not be paid. Future annual fees shall be paid in advance within one month before the expiration of the previous year. More specifically, since the patent year is calculated from the date of filing, the applicant should pay the annual fee for the next year in advance within one month before the corresponding filing date of each year.
From August 1 2007, the annual management fee for bank cards began to be cancelled, and some basic financial service charges of commercial banks were suspended.
Most bank cards, including savings cards (debit cards) and credit cards, charge an annual fee, and a specified amount of fees are deducted from the corresponding accounts every year, which is called annual fee. Usually, the annual fee of credit cards is high, and different types of credit cards also have different annual fees. You need to check the relevant bank regulations or terms of the agreement. For some special customers or certain conditions, the bank may also waive the annual fee. The annual fee for ordinary debit cards is generally 10 yuan/year, and some cards, such as salary cards and provident fund accounts, are exempt from annual fees. In addition, there are many joint-stock banks that are free.
Since August 1 day, 2065438, the Measures for the Administration of Service Prices of Commercial Banks issued by China Banking Regulatory Commission and National Development and Reform Commission have been formally implemented. Free fees include debit card annual fee and small account management fee. Only one bank card can be "free of charge" under one ID card, and you must go to the counter with your ID card.
2065438+In mid-February, 2004, the National Development and Reform Commission and the China Banking Regulatory Commission jointly issued the Measures for the Administration of Service Prices of Commercial Banks and the Notice on Printing and Distributing the Catalogue of Government-guided Prices of Commercial Banks, published the catalogue of government-guided prices and government-set prices of commercial banks, lowered and adjusted some charging standards, and stipulated some free service items. And from August 1 day, the new regulations on service charges of commercial banks jointly issued by the National Development and Reform Commission and the China Banking Regulatory Commission were formally implemented.