In order to implement the decision-making arrangements of the CPC Central Committee and the State Council, further improve the financing efficiency of chattels and rights guarantees, optimize the business environment, and promote finance to better serve the real economy, the following decisions are made:
From 1.202 1, 1 and 1, movable property and rights guarantee shall be registered uniformly throughout the country.
Two. The types of guarantees included in the unified registration scope of chattels and rights guarantees include:
(a) the mortgage of production equipment, raw materials, semi-finished products and products;
(2) pledge of accounts receivable;
(3) Pledge of certificates of deposit, warehouse receipts and bills of lading;
(4) financial leasing;
(5) factoring;
(6) Retention of ownership;
(7) Other chattels and rights guarantees that can be registered, except motor vehicle mortgage, ship mortgage, aircraft mortgage, bond pledge, fund share pledge, equity pledge and property right pledge.
Three. Movable property and rights guarantee included in the unified registration scope shall be independently registered by the parties through the unified registration and publicity system of movable property financing of the Credit Information Center of the People's Bank of China (hereinafter referred to as the Credit Information Center), and shall be responsible for the authenticity, integrity and legality of the registered contents. The registration agency does not conduct substantive examination of the registered contents.
Four, the people's Bank of China should strengthen the supervision and guidance of the credit center. The credit information center specifically undertakes the service registration work, and does not conduct pre-approval registration. The credit center shall do a good job in system construction and maintenance, ensure the safe and stable operation of the system, establish an efficient service system, and continuously improve the service efficiency and quality.
Five, the State Administration of Market Supervision will no longer assume the responsibility of "managing the registration of chattel collateral". The People's Bank of China is responsible for formulating a unified registration system for production equipment, raw materials, semi-finished products, product mortgages and accounts receivable pledges, and promoting the convenience of registration services. The People's Bank of China and the State Administration of Market Supervision should clarify the transitional arrangements for the mortgage registration of production equipment, raw materials, semi-finished products and products, properly handle the inquiry, change and cancellation of stock information services and data transmission, and ensure the continuity, stability and effectiveness of related work.
All regions and relevant departments should work together and cooperate closely, conscientiously implement all the work deployed in this decision, and strive to optimize the business environment.