Xiamen International Bank is a private enterprise, not a state-owned enterprise. Judging from the cooperation and investment enterprises of Xiamen International Bank, the bank is mainly jointly funded by the Industrial and Commercial Bank of China, Minxin Group, Asian Development Bank, and Shinsei Bank of Japan. Xiamen International Bank is a Sino-foreign joint venture. The business scope of Xiamen International Bank mainly includes foreign exchange financial management, asset management, deposits and loans, and trade financing.
Xiamen International Bank (full name: Xiamen International Bank Co., Ltd.) was established on August 31, 1985 and is headquartered in Xiamen. It was the first Sino-foreign joint venture bank in China. In 2013, it was transformed from a limited liability company Changed to a joint-stock company and transformed from a Sino-foreign joint venture bank into a Chinese-funded commercial bank.
Xiamen International Bank is one of the very few banks in China that has subsidiaries in Hong Kong and Macao. It has formed a strategic layout of "with the mainland as the main body and Hong Kong and Macao as the two wings". It has branches in Hong Kong, Macao, Beijing, Shanghai, There are nearly 130 commercial institutions in Guangzhou, Shenzhen, Hangzhou, Zhuhai, Xiamen, Fuzhou, Quanzhou and other places, covering the Hong Kong and Macao Special Administrative Regions and the four major coastal developed economic zones of Bohai Rim, Yangtze River Delta, Pearl River Delta and Haixi. It is unique among domestic small and medium-sized banks.
Xiamen International Bank adheres to the business philosophy of "localization, collectivization and internationalization", continues to adhere to reform and innovation, deeply cultivates the local area and serves the local real economy, while adhering to the innate "overseas Chinese" gene, Keep up with the national strategy, follow the path of high-quality development, give full play to the international characteristics and advantages that span mainland China, Hong Kong, Macao and radiate to Southeast Asia, so as to build an international, digital and intelligent platform for cross-border finance, digital finance, and cutting-edge innovation for the overseas Chinese economic circle. With the goal of becoming a bank, we provide comprehensive, internationally diversified financial services to overseas Chinese and compatriots in Hong Kong and Macao, empower the high-quality development of the overseas Chinese economic circle, reshape the banner of overseas Chinese finance in the new era, and create a distinctive bank with overseas Chinese characteristics.
On October 20, 2021, Xiamen International Bank Co., Ltd. released its third quarter report for 2021. The report shows that as of September 30, 2021, Xiamen International Bank’s total assets were approximately 99.0495 million yuan, an increase of 4.0349 million yuan from the end of 2020, an increase of 4.25%.