Conditions for opening a pawnshop in Deqing

A newly established pawnshop shall meet the following conditions: 1, registered capital. The registered capital is not less than 3 million yuan, the registered capital is not less than 5 million yuan for real estate mortgage pawn business, and the registered capital is not less than 654.38+million yuan for property pledge pawn business. 2. Business residence. The business premises of newly established pawn shops and branches should be more than 0/km away from existing pawn shops/kloc-,and try to choose street-facing pavements with an area of more than 60 square meters; Leased or allocated for use for more than 3 years, the business premises shall not be changed in principle within one year of opening. The address and name of the business premises shall be consistent with the lease certificate, and the public security organ shall provide relevant certificates when reviewing. 3. Ownership structure. At least two corporate shareholders with investment ability, legal person shares should be relatively controlled, and the total shareholding ratio of corporate shareholders accounts for more than 65,438+0/2 of all shares, or the largest shareholder is corporate shareholders, and the shareholding ratio accounts for more than 65,438+0/3 of all shares; A single natural person cannot become a controlling shareholder, and a one-person limited liability company cannot be regarded as a corporate shareholders.

Pawnshop management process 1. To determine the total amount, the Ministry of Commerce shall, according to the principle of "overall planning and rational layout" and the corresponding economic indicators in various places, determine the time for regulating the total amount and reporting materials. 2. Receiving materials. The applicant shall, in accordance with the requirements of the Measures for the Administration of Pawn, submit application materials to the municipal (prefectural) commerce department where the pawnshop is to be established. After receiving the application for setting up a pawnshop or a branch of a pawnshop, the municipal (prefecture) level commerce department with districts shall report it to the provincial commerce department for preliminary examination, and the provincial commerce department shall submit the examination opinions and application materials to the Ministry of Commerce. 3. Review by the Ministry of Commerce. The Ministry of Commerce organized the establishment of a joint examination and approval working group of pawn shops to review the submitted materials. 4. Handle the examination and approval documents. According to the minutes of the meeting of the joint examination and approval working group of pawn shops, the Ministry of Commerce will reply to the provincial commerce authorities and issue a pawn business license. The applicant will go through the registration formalities with the relevant departments with the reply and pawn business license. If it is not approved, notify the provincial commerce department and explain the reasons. 5. The enterprise holds the approval document of the Ministry of Commerce and the pawn business license, and after the preliminary examination by the public security organ of the local people's government at the county level, it applies to the public security organ at the city (prefecture) level for a special trade license, and applies to the administrative department for industry and commerce for a business license with the above documents and licenses.

Pawnshops, also known as pawn shops, are informal marginal financial institutions that specialize in issuing pledged loans, and are market intermediary organizations that mainly lend and sell goods.