Pawnshop vehicle mortgage process:
1, clear property rights: first of all, we must determine the owner of the motor vehicle, that is, the property rights should be clear and clear.
2. Check vehicle documents: Vehicle documents include motor vehicle registration certificate, driving license, additional taxes, road maintenance fees, insurance, etc.
3. Vehicle evaluation: Vehicle evaluation plays an important role in the process of pawn vehicle mortgage. If the evaluation is too low, it may not meet the needs of the owners, then the pawn mortgage business cannot be carried out. And the evaluation is too high, and the customer management is not good, so it can't be cashed in time.
4. Pawn proportion and amount: Pawnshop salesmen inspect the model, car condition, production date, mileage, current new car price, whether there are any collisions, scars, car interior conditions and other aspects to determine the pawn proportion and amount.
5. Signing a contract: When signing a contract, a pledge registration form is required. The pawn company should reach an agreement with the owner on the amount, duration and cost of the car in advance before signing the contract.
6. Take the vehicle as the pawnbroker and pay the pawnbroker: the pawnbroker shall submit the Application Form for Pawnbroker approved by the Classic Audit Committee and fill in the pawnbroker's pawn ticket. After the person in charge of the pawnshop signs and is approved by the account manager, the cashier and accountant of the financial department will pay the money of the pawnshop to the person in charge of the pawnshop.
7. Redemption after the pawn expires: after the pawn expires, the borrower will return all the loan principal, the pawnshop will go to the vehicle management office to cancel the vehicle pledge, and the borrower will redeem the vehicle and related documents.