Can Wenzhou invention patent value evaluation be loaned?

We know that patent right is also an intangible asset, and now society attaches great importance to patent right. So can the invention patent be used as a mortgage loan, will the bank apply for it, and can Wenzhou invention patent be loaned by evaluating its value? Let's take a look with Bajie!

1. Can Wenzhou invention patents be mortgaged?

Patents can be mortgaged, and the amount of patent pledge loans generally cannot exceed 50% of the fair market value or assessed value of patents. The term of the patent pledge loan is generally not more than one year, and it is not more than two years under special circumstances.

II. Materials Required for Wenzhou to Apply for Patent Mortgage Loan

(a) the patent pledge loan application.

(2) announcement documents (including specifications, claims, abstracts, etc.). ) grant a patent right.

(three) the patent certificate (original and photocopy), and the invoice (original and photocopy) of the annual patent fee paid in that year.

(four) the patent legal status search report, the relevant product search materials, and the patent evaluation agency's evaluation report on the patent value.

(5) A copy of the business license and organization code certificate of the enterprise.

(6) Relevant materials proving that the patent right has been industrialized.

(7) the year-end financial statements of the last two years.

(8) The patentee agrees in writing to pledge the patent right; If a patent has more than two patentees, all patentees agree in writing to pledge the patent right; If a patent has more than two patentees, all patentees shall make a written commitment to pledge the patent right.

What qualifications does Wenzhou patent evaluation need?

Three, the invention patent needs to meet the conditions

(1) Novelty means that the invention does not belong to the prior art; Before the filing date, no unit or individual has filed an application for the same invention with the patent administration department of the State Council, and it is recorded in the patent application documents published or announced after the filing date.

(2) Creativity means that the invention has outstanding substantive features and remarkable progress compared with the prior art before the filing date.

(3) Practicality means that the invention can be manufactured or used and can produce positive effects.

The above is the knowledge about whether Wenzhou invention patent can be mortgaged to evaluate its value. We know that invention patents can be mortgaged, but generally speaking, patents without ownership cannot be mortgaged. If you have any other questions, you can also consult intellectual property rights.