Users need real-name authentication when using payment services, which is a requirement put forward by regulators such as the central bank. After real-name authentication, they can open a shop in Taobao, add more payment services, and more importantly, help improve the security of their accounts.
Real-name authentication needs to verify both member information and bank account information. From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted.
Extended data:
Commitment of users of Alipay service agreement to legally use Alipay service;
1. It is necessary to abide by the relevant laws and regulations of People's Republic of China (PRC) and the laws and regulations of the country or region where it is located, and live or conduct business activities or other businesses. You must not use our services for illegal purposes (including prohibiting or restricting the trading of traded goods) or use our services in an illegal way.
2. Do not use our services to infringe upon the legitimate rights and interests of others or violate national laws and regulations, otherwise we have the right to investigate, delay or refuse to settle accounts or stop providing services, and we shall bear the relevant legal responsibilities ourselves. If we or other parties suffer from this, we will be liable for compensation.
3. The application of the above 1 and 2 includes but is not limited to:
(1) Infringe upon other people's reputation, privacy, trade secrets, trademark rights, copyrights, patents and other legitimate rights and interests.
(2) breach of confidentiality obligations.
(3) Use our services in the name of others.
(4) engaging in illegal trading activities, such as money laundering, terrorist financing, gambling, selling guns, drugs, illegal drugs, pirated software, pornographic articles and other articles that we think are not allowed to use our services for trading.
(5) Providing gambling information or inducing others to participate in gambling in any way.
(6) Unauthorized use of other people's bank cards, or cash withdrawal through credit cards, flower beds, etc.
(7) Conduct transactions that are inconsistent or untrue with the contents of the transactions declared by the counterparty.
(8) Engage in acts that may infringe upon our service system and data.
This account is only for my own use. I need to fully understand and clearly know the relevant legal responsibilities and disciplinary measures for renting, lending, selling and purchasing this account, and promise to open and use my account according to laws and regulations.
5. Do not crack systems and programs by means of reverse engineering, copy, modify, compile, integrate or tamper with them, or modify or increase or decrease the functions of our system.
6. Services depend on the accurate operation and operation of the system. If there are system errors, malfunctions, improper profits of you or us, you agree that we can take appropriate corrective measures, such as correcting errors and deducting funds.
References:
Alipay-Alipay service agreement