U shield: in 2003, China Industrial and Commercial Bank issued the customer certificate USBkey, which won the national patent. It is an advanced security tool provided by ICBC for online banking. It looks like a U disk, and its safety performance is like a shield, which means U-shaped shield, so it is named "U shield".
Online banking: Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet.
2. Different roles
U Shield: Its role is to protect the security of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business.
Online banking: its function is to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management through the Internet, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
3. Different dynamic passwords
U shield:
① full name: USB-KEY digital certificate.
② USB-KEY has a built-in smart chip.
③ USB-key has a special security area to store the private key of the certificate.
④ The private key of ④USB-key certificate can't be exported, so the backed-up file can't be used, and the security is higher than the browser certificate.
⑤ Customers need to install a USB drive when using it, and the cost of the USB certificate needs to be higher than that of the certificate.
⑥u disk certificate is easy to carry around.
Online banking:
①? The dynamic password of online banking is a series of numbers randomly generated by the password card of electronic banking.
②? Electronic banking password card is the latest electronic banking security tool launched by ICBC, and it is another line of defense to protect customers' funds from loss.
U shield can't do online banking, and its scope of application is different from online banking. It is a customer certificate USBkey issued by ICBC and obtained national patent. It is an advanced security tool provided by ICBC for online banking.
Baidu encyclopedia -u shield
Baidu encyclopedia-online banking