1, fresh graduate, graduated within two years;
2. College degree or above;
3. 18 years old or older.
Application process:
1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;
2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount;
3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days;
4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;
5. payment. According to the examination and approval notice of the relevant departments, after the discount object provides the interest payment voucher, the Finance Bureau will allocate funds from the special fund for supporting college students' self-employment.
6. Application materials for college students' entrepreneurial loans
Due to the different policies related to college students' entrepreneurial loans in different regions, the application conditions will be different, which is for reference only. Applicants should make preparations according to the different requirements of the loan projects they apply for.
Application material
1, identification;
2. Students at school need to provide student ID cards and school transcripts;
3. Graduates are required to provide graduation certificates and degree certificates;
4. Checklist of frequently used bankbooks or bank cards in the past 6 months;
5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching.
And:
(1) documents proving the repayment ability of the applicant for college students' entrepreneurial loan, such as personal or family income and property status;
(2) Identity documents (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status of the applicant for college students' entrepreneurial loans and their spouses;
(3) Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank.
(4) the business license of the applicant for college students' entrepreneurial loan and the business license of related industries, as well as relevant agreements, contracts or other materials in the use of loans;
Application procedure
1. Please consult the Banking Department for matters related to college students' business application for loans;
2. The procedures for obtaining a business license are as follows:
(1) Get the registration form from the registration hall of the Municipal Administration for Industry and Commerce and the industrial and commercial bureaus of counties and districts.
(2) Apply to the registration authority for pre-approval and registration of the company name;
(3) Fill in the company registration form and submit the capital verification report, articles of association and site certificate, and submit an application for company registration to the registration authority.