What are the requirements for buying a house by stages in Fuyang, Anhui?

Housing commercial loans are generally handled by real estate developers. The following are the measures for the administration of individual housing loans of China Industrial and Commercial Bank.

Article 7 When applying for a loan, a borrower shall fill in the Approval Form for Personal Housing Loan of Industrial and Commercial Bank of China and submit the following materials to the lender:

(1) Identity documents (resident ID card, household registration book or other valid residence documents);

(two) the borrower's economic income or solvency certificate issued by the lender's examination and approval department;

(3) Letter of intent, agreement or other approval documents of the house purchase contract that meet the requirements;

(4) List of collateral or pledge, certificate of ownership, certificate of consent of the mortgagee or pledgee, and certificate of collateral evaluation;

(five) the guarantor agrees to provide written documents of guarantee and the guarantor's credit certificate;

(6) If savings deposits are used as self-raised funds, bank deposit certificates are required;

(seven) with the housing provident fund as self financing, it is necessary to provide proof that the housing provident fund management department has approved the use of provident fund deposits;

(8) Other documents or materials required by the lender.