The interest rate is as low as 2.98%. Bank of Ningbo CreditEase is a mortgage product for business owners, individual industrial and commercial households and employees of high-quality enterprises and institutions who own real estate. The loan interest rate varies according to the borrower's qualification, loan amount, repayment time and other factors. Have a fixed residence address, a local household registration, or a long-term residence certificate recognized by relevant departments.
Have a stable job, a high income level, the ability to repay the principal and interest of the loan on time, relevant fixed assets under the name, good personal credit information, no overdue records of loans and credit cards, and no unpaid records.