Propose and operate a global or regional unified payment card information exchange network,
Responsible for information conversion and fund settlement of payment cards and transactions,
Negative cash management and management cards organize their own logos and brands,
Formulate and implement business norms and technical standards for inter-bank transactions of payment cards.
Common card organizations are:
Mastercard (MasterCard); VISA (visa); American express; JCB (Japan Credit Bureau), Diners Club (Diners Club).
There are also some regional credit card organizations in various regions, such as EUROPAY in Europe and UnionPay in China.
Question 2: Which credit card companies are listed in China? 50 points. I don't understand. What credit card company are you talking about? UnionPay is the only credit card organization in China, and other VISA MasterCard express companies come to JCB from abroad. Hairstyle credit cards can only be issued by these institutions through banks. What companies are there?
Question 3: What credit cards are there in China and which financial institutions issue them respectively? Credit card refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of functions such as consumption, loan, transfer settlement and cash deposit and withdrawal.
There are many kinds of credit cards, and each issuing bank or financial institution has a different name. Different names have similar functions.
As long as banks have the function of issuing credit cards, I won't list them one by one.
Question 4: What kinds of international credit cards are there? Visa, MasterCard, American Express and Japan JCB are all international credit card organizations.
At present, dual-currency credit cards issued by domestic banks usually have the logo of more than one institution.
In other words, it can be used internationally.
You can also call an international credit card.
If you want to apply for a pure foreign currency card, such as a US dollar card or an English ingot card.
You can go to the Bank of China,
They can apply for a pure foreign currency credit card.
I hope I can help you.
Question 5: What banks are there in China? 3 policy banks (China Development Bank, Agricultural Development Bank and Export-Import Bank), 5 state-owned commercial banks (China, Agriculture, Industry, Construction and Communications), 12 joint-stock commercial banks (CITIC, Huaxia, China Merchants, China Everbright, Minsheng, Pudong Development Bank, Shenzhen Development Bank, Bohai, Guangfa, Xingye, Zheshang and Postal Savings Bank).
There are also foreign banks such as Standard Chartered, East Asia, HSBC, Hang Seng, Mizuho, Mitsubishi UFJ, DBS, Citigroup and ABN Amro.
Question 6: Which credit card brand is the best? The same, but the organization is different. It's all the same visa. There are many visas in the United States, many masters in Europe, and almost the same in China. There is also a Japanese JCB. American Express is almost poor, not bad business, but poor popularity, in China. The following is the copy. There are five major credit card brands in the world. Besides visa and master, there are DinersClub, JCB (Japan Credit Bureau) and American Express.
(1) visa
Visa is one of the most famous payment brands in the world. Visa cooperates with Visa merchants, ATMs and member financial institutions around the world to make this dream come true. Visa global electronic payment network-VisaNet-is the most extensive, powerful and advanced consumer payment processing system in the world, and keeps fulfilling its promise to globalize your Visa cartoon series. At present, more than 20 million merchants around the world accept Visa cards, and there are more than 840,000 ATMs around the world. Therefore, Visa's global network allows you to use your Visa card conveniently no matter where you are.
Visa International itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.
Visa has set up representative offices in Beijing and Shanghai 1993 and 1996 respectively. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay. By the end of March 2005, Visa had issued about 5.4 million Visa cards in Chinese mainland, which were used by 65,438+07,000 ATMs, and the transaction volume of Visa in Chinese mainland reached 3.2 billion US dollars.
MasterCard
Mastercard international established an internationally accepted credit card system in the late 1950s and early 1960s, and it immediately became popular all over the world. 1966 established the organization of interbank associations. 1969 the bank card association purchased the patent right of MasterCharge, and unified the name and style of the credit card of the issuing bank. In the following ten years, MasterCharge's original name was changed to MasterCard. MasterCard International is a non-profit association, including financial institutions all over the world. Its members include commercial banks, savings and loan associations and credit cooperatives. Its basic goal remains unchanged: to communicate the information exchange of bank cards of domestic and foreign members, and to facilitate card issuers, regardless of their size, to enter the bank card and traveler's checks market and seek development.
MasterCard is a household name brand all over the world. However, thirty years ago, it was just a card in the United States. Its reputation lies in that MasterCard International has been providing cardholders with the latest and most perfect payment services in line with the belief of serving cardholders, which has been recognized by cardholders all over the world.
VISA and MASTERCARD are two major credit card organizations in the world. There is no distinction between good and bad. It depends on your personal preference. Generally speaking, the United States uses more visa and Europe uses more master.
Question 7: What kind of organization is China UnionPay? China UnionPay is the only inter-bank transaction settlement institution in China, a non-state-owned enterprise, and more than 80 shareholders are domestic banks and other financial institutions.
UnionPay is the son of the People's Bank, or the People's Bank listens to politics. Recently, however, the People's Bank of China also separated the bank card organization from the bank card transaction settlement organization. I wonder how long the status of this sole clearing institution can last?
UnionPay exists to meet the urgent needs of the masses to use bank cards, promote the development of bank card payment industry, and provide relevant technology and business norms for bank card interbank transaction settlement.
Financial institutions, non-financial institutions, merchants and other service participants also cooperate with the People's Bank of China in supervision, but they have no law enforcement power.
Question 8: What kinds of dual-currency credit cards are there in China? It depends on which bank you run to.
Then go to their bank and look for credit cards in official website. Search on it can find out which credit cards in the bank belong to dual-currency cards.
If you ask the average person, it is estimated that not many people can remember how many kinds of dual-currency credit cards there are.
Question 9: What are the (1) international credit cards that can be used abroad?
International card refers to the credit card issued by the card issuer under the brand of international credit card organization, and the institutions and outlets that can accept the brand credit card can be unimpeded all over the world. No matter which country the international card issuer is, the settlement currency of the credit card must be a freely convertible currency. International credit cards must meet two conditions: the brand of the international credit card organization and the settlement currency are freely convertible currencies. At present, China does not issue international cards in the traditional sense, but issues dual-currency cards-international card organizations (mainly Visa and Master) are marked on the card surface-generally RMB-USD. (2) regional card (local
Card) A regional card is a credit card issued by a regional credit card organization or country or region, and can only be used in a certain region, country or region. For example, credit cards issued by Chinese banks that have not joined the international card organization.
3. According to the number of currencies of credit card accounts, it can be divided into single-currency credit cards and dual-currency credit cards: (1) single-currency credit cards (single currency
A single currency credit card is a credit card with only one settlement currency. At present, credit cards without the logo of the international card organization in China belong to this type. (2) Dual currency credit card (dual currency)
Dual-currency credit card is a credit card issued by many developing countries whose legal tender is non-convertible currency to meet the needs of economic and financial development and increasingly frequent international settlement. This kind of credit card * * * combines the functional characteristics of foreign currency card and local currency card, and there are two settlement currency accounts in one credit card, namely, local currency and another freely convertible currency. When it is used in China, it will be settled in local currency account, and when it is used abroad, it will be settled in foreign currency account, so as to finally realize the ultimate goal of "one card for all". At present, all international cards issued in China belong to this type, mainly RMB-USD dual-currency cards, and some banks have also launched RMB-Euro dual-currency cards.
Question 10: Which bank in China has discover's credit card? No, discover has set up a subsidiary in China, but it has not issued a credit card in China yet. Discover cashback card is the best credit card I have ever used, commonly known as online shopping card, because there are really many discounts and cooperative businesses all over North America. Yes, American Express is available in China. Found a brush with China UnionPay.