No. The following cities have opened the micro-business loan business, Guangdong Province; Jiangsu Province; Shaanxi Province: Xi'an, Baoji, Xianyang; Shandong: Jinan, Yantai, Weifang, Linyi; Yunnan: Kunming; Hunan Province: Changsha, Zhuzhou, Hengyang, Changde , Yiyang Zhejiang Province: Hangzhou, Jiaxing, Huzhou, Taizhou, Jinhua, Ningbo, Wenzhou, Shaoxing, Quzhou, Lishui, Zhoushan Jiangxi Province: Nanchang, Ganzhou, Jiujiang, Shangrao, Yichun, Ji'an, Fuzhou Henan Province: Zhengzhou, Kaifeng, Luoyang , Nanyang, Zhoukou, Xinxiang, Xuchang, Shangqiu, Zhumadian, Xinyang, Anyang Shanxi Province: Taiyuan, Yuncheng Hebei Province: Shijiazhuang, Tangshan, Baoding, Handan, Cangzhou, Langfang Anhui Province: Hefei, Anqing, Wuhu, Chuzhou, Fuyang, Suzhou , Lu'an, Bozhou, Chongqing City; Tianjin City; the application conditions for micro-industry loans are that currently only enterprises (including individual industrial and commercial households) that are general taxpayers or small-scale taxpayers can apply, and the applicant must be a corporate legal person.
1. Weiyedai is an online working capital loan service provided by WeBank for the majority of small, medium and micro enterprises. This product is an innovative financial product that combines big data analysis and Internet technology. Customers can complete the process from application to withdrawal online without any mortgage or pledge. The amount of up to 3 million yuan can be deposited in one minute and can be borrowed and used at any time. Weiyedai has always been committed to serving the real economy. At the end of 2017, the country's first online unsecured corporate working capital loan was launched. As of the end of 2020, WeBank's number of small and micro enterprises has reached 1.88 million, providing credit services to more than 560,000 small and micro enterprises. More than 60% of credit enterprises have obtained credit for the first time. For bank corporate loans to small and micro enterprises, more than 70% of the customers come from manufacturing, high-tech and approved retail industries. "Small and micro industrial loans" effectively meet the financing needs of small and micro enterprises and become a solution to the "financing difficulties" of small and micro enterprises. ” effective way to solve the problem.
2. After the development in recent years, "Micro Industry Loan" has initially explored a new path to serve small and micro enterprises: it has initially achieved "wide coverage" of small and micro industry loans and has radiated to 27 provinces, Municipalities directly under the Central Government and more than 200 cities above the county level. The initial realization of "available" micro-industry loans has served more than 560,000 corporate entities. What is particularly valuable is that many small and micro enterprises that have never obtained corporate loans from banks before have obtained their first corporate loans through micro-industry loans, accounting for 60 More than % of small and micro banking corporate customers. Effectively improve "satisfaction", the total number of small and micro industry loans has exceeded 450 billion yuan, indirectly supporting more than 4 million jobs; the characteristics of micro-loan online unsecured 24/7 service, borrowing at any time, and obtaining loans in minutes have effectively solved the problem Financing difficulties for small and micro enterprises have long been a problem.
3. As an online unsecured corporate working capital loan product launched by WeBank, "Weiye Dai" has the following characteristics: High limit: the limit can be up to 3 million yuan, which can be borrowed as needed and paid quickly : The fastest payment is in 1 minute, no need to wait. Long capital turnover cycle: 12 / 24 Low repayment threshold: no collateral, no paper materials, wireless account opening Small and micro industry loan is an enterprise product of WeBank, a subsidiary of Tencent. Not many people may have heard of WeBank because WeBank is an online bank. First of all, WeBank does not have a physical business hall offline. However, I believe 80% or 90% of people should know it. Microloans are small loans on WeChat. This microloan is owned by WeBank and is a consumer microloan for individuals. Micro industrial loans are commercial loans, and micro particle loans are personal consumption loans. Don't confuse this. Do not confuse the specific target groups of these two paragraphs. Small and micro industry loans are among the first batch of corporate tax loan products. For the characteristics of repeated ups and downs in the credit tide, it is truly a magical and powerful legendary product.