It should be said that the most convenient loan now is to apply for a mobile app directly. After all, mobile phones are carried with you. When it comes to using money, it is impossible to go to the bank or get a computer application, but there are many mobile loan apps. How to quickly find the right app to apply? Let's provide you with the top ten platforms of loan app rankings for your reference.
Top ten loan app rankings
1, WeChat micro-loan
Wechat can be said to be a common app for mobile phones. Go directly to my-service/payment page and apply for micro-loan to borrow money, which will be repaid with the loan for 724 hours, with a daily interest rate of 0.02%-0.05%.
2. Alipay borrows money
Cash loan products on Alipay can borrow up to 200,000 yuan, with daily interest, and the daily interest rate is generally between 0.0 15%-0.06%, which supports equal principal and interest, with principal first and repayment later.
3. A small sum of money is fully spent
You can apply for an app with a small download or money. The credit line ranges from 500 yuan to 200,000 yuan, and the annualized interest rate is the lowest. You can borrow it on the same day and pay it back the next day, with daily interest.
4.JD.COM gold bars
The loan app is Jingdong Financial app. Generally, users with good consumption records and good credit information in JD.COM can apply. The maximum loan amount is 200,000 yuan, the annual interest rate is as low as 9. 1%, and the loan 1000 interest rate is as low as 0.25 yuan.
5360 IOUs
The leading lending platform in China, the loan amount ranges from 5 million to 200,000, the daily interest rate of 1 yuan is as low as 1 gross 2, the annualized comprehensive interest rate is as low as 7.2%, and the longest repayment period is 24 months.
6. Stage music
Lexin Group's formal consumption staging platform, the loan app is product name staging music, with a maximum loan amount of 200,000, a minimum daily interest rate of 0.03%, and the longest staging period of 36 months.
7. Comfortable flowers
For revolving line loan products under consumer finance, the annualized interest rate starts from 7.2%, the maximum loan is 200,000, the loan is granted in 30 seconds at the earliest, and the loan is released in 1 minute, with the longest repayment in 24 installments.
8. Zhilian Good Loan
China Merchants Bank and China Unicom cooperate in Zhaolian consumer financial products. You can borrow money at any time for 724 hours by directly downloading Zhaolian Financial app, with a maximum amount of 200,000 yuan and a maximum loan period of 36 months.
9. China Postal Revolving Loan
The name of the loan app is China Post Wallet. The loan amount is 1 0,000-200,000 yuan. The annualized interest rate pricing range is 14.04%-23.76% (simple interest method). Interest is calculated on a daily basis and the amount can be recycled.
10, ICBC wealth management e-loan
ICBC customers can apply directly with ICBC mobile banking, with 724-hour online service, no mortgage, no guarantee and pure credit. The maximum loan amount is 800,000 yuan, and the minimum annual interest rate is LPR0.5%, which is updated every month.
The above is the relevant content of the "Top Ten Loan app Rankings", in no particular order. I hope it will help everyone.
Loan products of major banks
Introduction of the top ten bank loan products:
I. Industrial and Commercial Bank of China
Product name: Rong e-loan
Interest rate: the annual interest rate is about 7.2%, which can be lower when there are preferential activities.
Line: 600,000-800,000, which is basically equal to the credit card line.
Duration: generally 2 years, up to 5 years. Support four repayment methods: matching principal and interest, average capital, paying interest on schedule and paying principal and interest in one lump sum, and support early repayment.
Second, China Construction Bank.
Product name: quick and easy loan
Interest rate: about 6% per year.
Amount: up to 300,000 yuan.
Duration: 1 year. One-time repayment of principal and interest.
Evaluation: It is necessary to have business dealings with CCB before granting credit, mortgage, wealth management and provident fund.
Three. agricultural bank
Product Name: Online Loan Link
Interest rate: the annual interest rate is about 5%.
Amount: up to 300,000 yuan.
Duration: 1 year. One-time repayment of principal and interest.
Evaluation: The application threshold is relatively high, but there is also a chance to make a quota. Small partners who have business dealings with ABC can try it.
4. Shanghai Pudong Development Bank
Product name: integral loan
Interest rate: annualized 6.3%.
Amount: up to 300,000 yuan.
Duration: 5 years. For those who have lived for more than 1 year, they can only choose the repayment method of monthly average principal or equal principal and interest.
Evaluation: However, only provident fund loans can be used, and not all cities are open.
Verb (short for verb) Bank of China.
Product name: E loan
Interest rate: about 6% per year.
Amount: up to 300,000 yuan.
Duration: 1 year. Pay interest on a monthly basis and repay the principal when due.
Evaluation: State-owned banks are hot products with high application threshold.
6. China CITIC Bank
Product name: Yuanmengjin
Interest rate: 9% per annum.
Amount: up to 300,000 yuan.
Duration: up to 3 years. Monthly repayment, equal principal and interest.
Evaluation: The threshold is not high. The credit cards of CITIC Bank can basically be applied for, and some of them will occupy the credit card quota.
7. China CITIC Bank
Product name: New Express
Interest rate: normal annualization is about 9%, and it drops to about 6.8% during preferential activities.
Amount: up to 300,000 yuan.
Duration: up to 3 years. Monthly repayment, equal principal and interest.
Evaluation: Some will occupy the credit card limit.
8. China Everbright Bank
Product name: provident fund loan
Interest rate: about 6% per year.
Amount: up to 300,000 yuan.
Duration: up to 3 years. There are two repayment methods: matching principal and interest, and paying interest once a month.
Evaluation: To have a provident fund, not all cities are open.
Nine, the postal bank
Product name: mail your loan.
Interest rate: annualized 14%.
Amount: up to 200,000 yuan.
Duration: 2 years at most. Equal principal and interest.
X. China Merchants Bank
Product name: e-rental treasure
Interest rate: annualized 18%, with a daily interest of 5,000.
Amount: up to 300,000 yuan. The limit is not recoverable.
Duration: 2 years at most. Equal principal and interest.
What are the platforms with good reputation? These five are all on the list!
Which online loan is more formal?
Inventory 10 formal online lending platform:
1, 360 IOUs
360 IOU is a credit technology service brand under 360, with a maximum loan amount of 200,000, which can be divided into 24 periods at the longest. The loan application conditions are as follows:
1) is between 18 and 55 years old;
2) Holding Chinese mainland resident identity documents;
3) Refusing to provide consumer installment loans to college students.
2. Comfortable flowers
Anyihua is a circulating consumer loan product launched by instant consumer finance, which provides a loan amount of up to 200,000 yuan with a maximum term of 36 periods. The loan application conditions are as follows:
1) is between 18 and 55 years old and is a resident of Chinese mainland;
2) Have a good credit record and a certain repayment ability;
3) Complete Anyihua's real-name authentication, and provide ID card and bank card during the application process.
I have used several products in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Share it with those in need and scan the QR code below to enter!
3. Recruit good loans
Zhaolian Good Term Loan is an online personal consumption loan product launched by Zhaolian Consumer Finance. It can be obtained only through personal credit, with a maximum amount of 200,000 yuan and a maximum loan period of 36 months. The loan application conditions are as follows:
1) is between 18 and 55 years old;
2) Have a stable source of work and income (preferably mortgage, car loan or credit card);
3) Personal credit record is good;
4) Provide personal information such as mobile phone number and ID number.
4, the degree is small and full
Du Xiaoman, formerly known as Baidu Finance, has a credit service brand: money to spend. The maximum loan amount provided is 200,000 yuan, and the loan application conditions are as follows:
1) is between 18 and 55 years old;
2) Provide personal data such as the second-generation ID card and my debit card.
3) Refusing to provide consumer installment loans to college students.
5. Stage music
Staging Music is a financial service platform under Lexin, which provides personal consumption credit and scene staging services. The maximum loan amount is 200,000 yuan, and the longest loan period is 36 periods. The loan application conditions are as follows:
1) at least 18 years old and a resident of Chinese mainland;
2) Have a stable job and income, and have the ability to repay the principal and interest on time;
3) Personal credit is good, and there is no credit card and loans overdue repayment record.
6.gitzo
Gitzo is one of the first four pilot consumer finance companies approved by China Banking Regulatory Commission. Provide consumer loans and commodity installments, with a maximum loan amount of 200,000 and a maximum loan period of 24 installments. The loan application conditions are as follows:
1) is between 18 and 55 years old;
(2) Holding a valid Chinese mainland resident identity card;
3) Work continuously in the present position for more than one month;
4) Provide personal information such as ID card and bank card.
7. Meituan borrows money
Meituan Loan is a service provided by Meituan Finance for Meituan merchants and consumers. The maximum loan amount is 300,000 yuan, which can be repaid in 36 installments at the longest. The loan application conditions are as follows:
1) aged between 20 and 55;
2) It has been registered in the real name of Meituan Pingcheng.
8.JD.COM gold bars
JD.COM gold bars are JD.COM gold bars, which are products of Jingdong Finance. The maximum withdrawal amount is 200,000 yuan, and the maximum repayment amount can be 12 installments. The loan application conditions are as follows:
1) Age 18 (inclusive) and Chinese mainland resident;
2) The account has completed real-name authentication, its status is normal, and it has not been appealed;
3) Bind the mobile phone number in the mainland real-name registration system with the savings card under my name.
9, ants borrow Bai
Ant Borrowing is a loan service launched by Alipay. According to different sesame seeds, the loan amount ranges from 1 1,000 to 300,000, and the longest repayment period is 12 months. The loan application conditions are as follows:
1) has reached the age of 18, and is an individual user in mainland China;
2) The account completes the real-name authentication and binds the mobile phone number and the savings card;
3) The account status is normal and has not been appealed;
4) Sesame credit score is above 600 points.
10, today's headlines are safely borrowed.
Rest assured loan is a loan product launched by today's headline in conjunction with China Bank Consumer Finance, Nanjing Bank, Wangxin Bank and other financial institutions. The maximum loan amount is 200,000 yuan and the longest loan period is 12. The loan application conditions are as follows:
1) 18 years old or older (inclusive);
2) Chinese mainland residents (non-students);
3) Provide the mobile phone number being used in the real-name registration system (it has been used for more than half a year).
The five most reliable lending platforms
The five most reliable lending platforms:
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.
3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
Naming of Housing Mortgage Loan Products
Named as follows:
The first category is guarantee type, such as "patent mortgage loan", "forest right mortgage loan" and "micro-credit loan";
The second category is that customers have conditions, such as "Golden Lead Loan", "Blue Link" and "Maker Loan";
The third category is the purpose of loans, such as "pension loans", "housing mortgage loans" and "decoration loans". Although a bank may have a dozen or even dozens of loan products, it can be roughly divided into the above three types.