What is a financial patent? Financial patents refer to patents applied for all financial products, including financial business method patents, and other general financial product patents. There is still no unified definition of financial patents in my country's domestic academic circles. Some scholars believe that financial patents, also known as financial product patents, refer to the legal rights that financial product owners have over the financial products they own. So how to apply for a financial patent? What is a financial patent? How to apply for a financial patent? What is a financial patent? How to apply for a financial patent? The so-called financial product patents refer to the financing tools provided to customers by banks and other financial institutions. Financial products are generally divided into two categories: one is financial products characterized by technical services such as safes, money counters, cash transport trucks, etc.; the other is financial products such as electronic money systems, online payment systems, bill settlement systems, etc. Financial products with business methods as the core. Concepts related to financial patents include: financial products, business, methods, business methods, business method patents, network business method patents, e-commerce patents, computer software patents, business model patents, e-commerce models, business method systems and other financial patent applications First, you need to upload complete information, submit the application to the State Intellectual Property Office on the same day, and return a copy of the patent application document and the patent number the next day. Next is the process of patent acceptance. It takes about 7 working days for the State Intellectual Property Office to issue an acceptance notice, and the application fee must be paid within 2 months from the date of receipt of the acceptance notice. Finally, there is the issue of examination. Compared with the examination of utility model patents and design patents, preliminary examination is basically successful. Preliminary examination is relatively simple. The Patent Office will issue a notice of correction for the above matters, and the applicant will make corrections. Our substantive review is only for invention patents, and the substantive review begins after the application is published. Review the novelty, creativity and practicality of patent applications. About what is a financial patent? How to apply for a financial patent? The editor will answer this question for you. If you have more questions about patent application, you can continue to pay attention to Bajie Intellectual Property, or contact us by phone.