There is no doubt that China Merchants Bank is better!
China Merchants Bank is currently recognized as a commercial bank that ranks among the best in terms of technology content and service quality in China. The “All-in-One Card” developed by it is a bank card product with patent protection. It is also the bank that currently covers the most types of businesses in China. Card, almost all the services currently available with bank cards can be handled with the “all-in-one card”.
Although Bank of Communications has made great progress in recent years, in terms of bank cards (including credit cards), it is much inferior to China Merchants Bank, ICBC and Bank of China.
In China, the most convenient card is the Peony Card of the Industrial and Commercial Bank of China. It has the largest number of cards issued, with more than 100 million cards. ICBC’s branches, special merchants and ATMs that can use the Peony Card are also the No. 1 in the country. one. The Great Wall Card of Bank of China has international functions such as foreign exchange. People who often go abroad usually choose the Great Wall Card. The Golden Harvest Card of the Agricultural Bank of China is the most convenient to use in rural areas, and is basically dominated by Golden Harvest Cards in towns and cities below the county level. China Construction Bank’s Dragon Card is very popular in the infrastructure industry, and now many college students also like to use Dragon Card.
However, China Merchants Bank’s “all-in-one card” targets white-collar workers and above. Although the number of card users is far lower than that of the above-mentioned state-owned commercial banks, its total deposits and average card deposits are far ahead of The above bank cards.
As long as ordinary urban people have an ICBC card or a CMB card, they can solve most of the financial business problems they encounter in life.