What if a long-term check cannot be cashed at maturity?

Legal analysis: If you can sue, you will know that you must take the initiative to ask for money during the probation period, and the check will be invalid after 10. Prosecution also has the right to win! The forward invoice will not take effect until one month later, and it also conforms to legal procedures after it takes effect! The holder directly presents the cheque to the paying bank: after receiving the transfer cheque, he first presents the cheque to the payer. After the cheque is presented, the payer will hand over the amount recorded in the cheque to the drawer from the drawer's account where the cheque is presented.

Legal basis: Article 440th of the Civil Code of People's Republic of China (PRC). The following rights that the debtor or a third party has the right to dispose of may be pledged: (1) bills of exchange, promissory notes and checks; (2) Bonds and certificates of deposit. (3) Warehouse receipts and bills of lading; (4) Transferable fund shares and equity; (5) Transferable intellectual property rights such as the exclusive right to use a registered trademark, patent right and copyright; (6) Existing and future accounts receivable; (7) Other property rights that can be pledged according to laws and administrative regulations.