In the new era of business intelligence, widespread knowledge has been formed: data is the most basic means of production, and the use of data by various industries and enterprises has also entered a mature stage. In the foreseeable future, the depth and breadth of data utilization will be further upgraded, entering the stage of cross-institutional and cross-industry data sharing, integration, and innovation, thereby opening up the magnificent picture of the Big Data 2.0 era: covering government, commercial institutions, and individual departments. Data connectivity and sharing are based on the vertical and horizontal trunk lines of industrial chain data connection and peer data cooperation, and are used in many fields such as finance, marketing, public services, medical care, and scientific research. Richer and multi-dimensional data resources create a multiplier effect, breed greater data value, open the door to business innovation, and thus bring more inclusive benefits and convenience to users.
Although there is a strong demand and willingness for data cooperation between institutions, during the specific cooperation process, due to obstacles such as business value, data security, privacy protection, and infrastructure, it is very difficult to implement data cooperation. In fact, it has formed Countless "data islands" have been created. In the process of data cooperation and sharing, we mainly face the following problems:
Ant Blockchain Moss Secure Computing Platform addresses the above-mentioned pain points of data security trust, personal privacy protection, and insufficient data infrastructure. Adhering to the principles of "data is available and invisible" and "moving computing to the data end", we use cutting-edge technologies such as blockchain, cryptography, privacy protection, secure multi-party computing, and trusted computing to build a secure, privacy-protecting, efficient, and universal , lightweight, decentralized data cooperation infrastructure, opening up data islands, helping institutions achieve safe, convenient and compliant data cooperation, and bringing more convenience and benefits to users.
The Ant Blockchain Moss secure computing platform provides a new secure and privacy-protecting data cooperation method, which can use cryptography to ensure that local data is not leaked and original data does not leave the domain. Algorithms execute predetermined logical operations in a distributed manner and obtain expected results, thereby completing data cooperation efficiently and safely. At present, Ant Moss has been widely used in joint financial risk control, rapid insurance claims settlement, people's livelihood and government affairs, multi-party joint marketing, multi-party joint scientific research, cross-border data cooperation and other fields.
Take credit business as an example. The first is the prevention and control of long-term lending. Data shows that for every additional institution a loan applicant applies to, the probability of default increases by 20%. However, the current credit reporting coverage of the central bank is limited, and more than 400 million natural persons lack credit reporting records; various credit institutions have spent time and money accumulating user credit data and are unwilling to share it with competitors; even if credit institutions are willing to share data, There are also many obstacles such as data security, user privacy, and compliance. With the help of Ant Moss, multiple financial institutions can establish a risk control data alliance based on multi-party secure computing technology, and share blacklists, credit applications, credit records and other data in a confidential manner without leaking the original data of each institution, and distributed encryption calculations can obtain statistics. result. Secondly, financial institutions can, with user authorization, use Antmos to obtain massive multi-dimensional data from cross-industry governments, operators, e-commerce, independent data service providers, etc., to improve the accuracy of credit assessment models, thereby increasing the acceptance rate, Reduce bad debt rate. Combined with blockchain technology, Antmos also provides functions such as certificate storage, authorization, and billing for data service calls, improving the data alliance's commercial operations, cooperative management, supervision, and auditing capabilities.
Let’s take insurance claims as an example. Commercial insurance participants must collect relevant forms, medical receipts, medical records and other information after medical treatment, and then submit or upload them to the insurance company's claims platform. Only after approval can they obtain compensation. The entire claims process is long, inefficient, and There is a risk of fraudulent compensation. Many insurance companies hope to directly connect with hospital data and establish a fast compensation channel. However, hospitals are concerned about medical data security and patient privacy leaks, and are reluctant to directly open sensitive medical data. With the help of Ant Moss, secure computing nodes can be deployed in the hospital domain and insurance company claims service domain, and the insurance company can remotely deploy the claims model and adjustment rules on the computing nodes in the hospital domain. After the patient seeks medical treatment and initiates a claim, the hospital's secure computing node automatically uses the original medical treatment and prescription data of the claim applicant to perform local encrypted calculations to obtain the claim settlement result, and only outputs whether the claim will be paid and the amount to be paid to the insurance company.
In this way, a closed loop of business and data can be formed while protecting the security of medical data and personal privacy, greatly improving the efficiency and accuracy of claims settlement, and solving the pain point of "difficult medical treatment and more difficult claims settlement". The data summaries and judgment results involved in the entire claims process can be encrypted and stored in the blockchain to facilitate subsequent profit sharing, auditing, and supervision.
Finally, take the field of government affairs as an example. With the help of Antmos, efficient and secure data sharing can also be achieved between departments and between government departments and the public. When building big data platforms in various places, there is no need to move all data from industrial and commercial, taxation, civil affairs and other departments to the platform. Instead, computing models or rules only need to be deployed in the data domains of each department, and encrypted calculations can be performed in real time according to business requests. Called in real time. The data demand department can quickly adjust and optimize calculation strategies and rules, and can feed back the calculation results to the original data department to provide improvement suggestions for data collection and sorting, thereby consolidating the data foundation for people's livelihood and government affairs, and realizing "multiple data" conveniently and securely. Don’t run around, people don’t have to run errands.”
Ant Moss relies on the Ant Financial Technology platform and combines blockchain technology to make complex privacy protection and cryptography algorithms transparent and productized, providing secure release, security models, security statistics, security queries, Core features such as security scripts. Ant Moss products have the following features and advantages:
?Data security: The underlying detailed data and original data of all parties involved in data cooperation do not leave the computing node, and all calculations are performed in a ciphertext state. Querying parties can only obtain the results of queries and calculations.
?Transparent and trustworthy: designed according to the open source idea, ensuring the security of computing and enhancing mutual trust through public algorithms, and applied for more than 50 patents related to multi-party secure computing algorithms. In addition, Antmos has obtained security and privacy protection certifications from many domestic and foreign authoritative organizations such as the Ministry of Public Security, the National Information Technology Research Center and Trust Arc, and participated in the formulation of national security computing standards by the China Academy of Information and Communications Technology.
?Privacy protection: Minimize data utilization, all calculations are performed on encrypted or desensitized data, and all output is minimized, ensuring the security of personal privacy data to the greatest extent.
?Decentralized architecture: Using a completely decentralized architecture, data calculation and interaction are completed independently among multiple computing nodes. There is no central control node, which reduces trust costs and has stronger disaster recovery and Anti-attack capability.
?Blockchain verification audit: Use blockchain technology to carry out certificate storage, authorization, billing, etc. of data service calls to ensure that data calculation and utilization are legal and compliant; provide verification of calculation data and processes Auditing, data monitoring and other functions ensure the authenticity and credibility of the calculation process, data authenticity and data quality.
Ant Moss looks forward to more partners joining in, achieving its own business growth through secure and compliant data cooperation, and providing secure data cooperation solutions with more industry attributes.
Product official website address: /products/MORSE (welcome to apply for trial)
Contact information: morse@antfin.com