What does the enterprise credit file include?

Enterprise credit files include government supervision information, bank credit information, industry evaluation information, media evaluation information, enterprise management information and market feedback information.

First, government supervision information, including basic enterprise qualifications, quality inspection information, administrative licensing, identification, administrative reward and punishment information, trademark/patent/copyright information, people's court judgments, etc.;

2. Bank credit information includes credit evaluation information of the People's Bank of China, commercial banks, microfinance companies and private lending;

Three, industry evaluation information including industry associations (organizations) evaluation information, water, electricity, gas, communications and other public institutions evaluation information;

Four, enterprise operation information including enterprise financial information, enterprise management system evaluation information; Market feedback information (including real-name evaluation information of consumers, counterparties, partners, employees and other different identities).

Enterprise credit files are credit records and credit reports provided by enterprise credit reporting agencies for collecting, sorting, saving and processing enterprise credit information. Credit file is the true embodiment of the overall credit status of enterprises, a green passport for enterprises to gain business trust, an important reference for mass consumption and transaction decision-making, and an important social security system for safe consumption and fair transactions (credit, loan, credit sales, labor services and other business activities).