Efforts to promote the construction of modern city commercial banks
Currently, under the background that Panzhihua City has determined the overall development strategy of building a regional central city, our bank, as a local financial institution, fully implements Implement the strategic decisions of the Municipal Party Committee and the Municipal Government, actively promote the cross-regional business strategy, accelerate the pace of building a modern urban commercial bank, and make positive contributions to the construction of Panzhihua City as a regional central city.
1. Become bigger and stronger and lay a solid foundation.
Under the correct leadership of the Municipal Party Committee and the Municipal Government, and under the effective supervision of the regulatory authorities, Panzhihua Commercial Bank has laid a good foundation for expanding and strengthening various businesses after more than ten years of development. Base. In the future, Panzhihua Commercial Bank will continue to adhere to the bank's purpose of "developing Panzhihua's economy and serving the people of Panzhihua", work closely around the city's economic and social development strategic goals established by the municipal party committee and municipal government, and continuously strengthen its ties with the local economy. Integration, accelerate development, scientific development, good and fast development, make various businesses bigger and stronger, continuously strengthen its own strength, enhance financing capabilities, and support local economic development. At the same time, we will further lay a solid foundation for development, gather development energy, consolidate and expand our own development advantages, and lay a solid foundation for cross-regional development.
2. Unswervingly promote the cross-regional development strategy. As a local financial institution, Panzhihua Commercial Bank is imperative to accelerate the cross-regional business strategy in order to adapt to the strategic requirements of Panzhihua City in building a regional central city.
The first step is to prepare for the establishment of a village bank in Dujiangyan City in accordance with the requirements of superior departments and regulatory authorities. At present, the preparatory work has been officially launched and is progressing smoothly. It is expected to open by the end of the year.
The second step is to create conditions and strive to gradually establish branches in Chengdu and other economically developed cities in the province that have not yet established urban commercial banks. Substantial progress has been made in regional development.
The third step is to make the cross-regional branch business bigger and stronger, strengthen the headquarters’ support, radiation and promotion of cross-regional branches, deepen market positioning, build operating characteristics, cultivate development advantages, and accelerate business development , strengthen and expand branches outside the city, and then develop Panzhihua Commercial Bank into a modern city commercial bank with cross-regional development headquartered in Panzhihua, and create a local financial brand in Panzhihua with high visibility and strong influence.
Panzhihua Commercial Bank Personal Travel Consumption Loan Loan Institution: Panzhihua City Commercial Bank Institutional Type: Small Loan Bank Loan Type: Secured Loan Repayment Method: Maturity Repayment Loan Amount: 1.00-200.000 Suitable Areas: Loan currency in Panzhihua City: RMB Suitable for people: employees of state-owned enterprises, civil servants, lawyers, teachers, individual industrial and commercial households, freelancers Loan interest rate: 0.60%-0.70% Loan period: 1.00 months - 60.00 months Processing time: 5 days Loan purpose: personal consumption loan, travel loan Other fees: No other charges 1. The loan amount is flexible
2. The loan period is long
3. The application process is simple 1. Persistence Have valid legal identity documents (including resident ID card, military officer ID card, military ID card or other limited identity documents) as well as household registration book and marriage status certificate;
2. Have a fixed residence and a legal and stable source of income, Have the willingness and ability to repay the principal and interest of the loan on time;
3. Have good credit status and no major bad credit records;
4. Be able to provide collateral or third parties recognized by the Bank Guarantee guarantee;
5. Other conditions required by Panzhihua Commercial Bank. 1. Personal ID card or other relevant certification materials
2. Personal work certification materials
3. Personal income certification materials
4. Relevant certifications of collateral Materials
5. Other relevant supporting materials stipulated by Panzhihua Commercial Bank