I. Introduction of China Pawnshop:
Chinese mainland 1949 Before the establishment of People's Republic of China (PRC), the pawnbroking industry was very prosperous. At its peak, there were more than 300 in Beijing alone. After 1949, the pawnbroking industry stopped completely.
1987 65438+February, "Chengdu Hua Mao Pawnshop Service" officially opened in Chengdu, becoming the first pawnshop in Chinese mainland after the founding of New China at that time. 1988 Pawnshops appeared in Liaoning, Shanxi, Guangzhou, Shanghai and other places, and Jinbao Pawnshop, the first pawnshop in Beijing, also started its trial operation at the end of 1992.
With the development of economy, China pawnshop has also entered the era of chain operation. This shows that China's pawn industry is in a period of rapid development.
After the reform and opening up, thanks to the support of national policies, pawnshops have made great progress from resuming operations to growing, and their business is also very extensive. From civilian goods, property rights to stock rights, it can be said that as long as it is within the business scope of pawnshop funds, it can basically be included, and it is not limited by geography.
Two. Conditions for applying for the establishment of a pawnshop:
1. It has articles of association that comply with laws and regulations;
2. It has a registered capital that meets the minimum requirements (the minimum registered capital of a pawnshop is 3 million yuan; Engaged in real estate mortgage pawn business, the minimum registered capital is 5 million yuan; The minimum registered capital of those engaged in the property right pledge pawn business is100000 yuan. The minimum registered capital of a pawnshop is the paid-in monetary capital of shareholders, excluding the contribution of physical objects, industrial property rights, non-patented technology and land use rights);
3. Having a business place that meets the requirements and the necessary facilities for handling business;
4. Familiar with the management personnel and appraisers of pawn business;
5. There are more than two corporate shareholders, and legal person shares are relatively controlled;
6, in line with the "pawn management measures" ninth and tenth provisions of the security management requirements;
7, in line with the national requirements for the overall planning and rational layout of pawn shops.
Three. Pawnshop application procedures:
1, determine the total amount. In accordance with the principle of "overall planning and rational layout", the Ministry of Commerce determines the total amount of regulation and control and the time for reporting materials according to the corresponding economic indicators in various places.
2. Receiving materials. The applicant shall, in accordance with the requirements of the Measures for the Administration of Pawn, submit application materials to the municipal (prefectural) commerce department where the pawnshop is to be established. After receiving the application for setting up a pawnshop or a branch of a pawnshop, the municipal (prefecture) level commerce department with districts shall report it to the provincial commerce department for preliminary examination, and the provincial commerce department shall submit the examination opinions and application materials to the Ministry of Commerce.
3. Review by the Ministry of Commerce. The Ministry of Commerce organized a joint examination and approval working group of pawnshops to review the submitted materials.
4. Processing approval documents. According to the minutes of the meeting of the joint examination and approval working group of pawnshops, the Ministry of Commerce gave a reply to the provincial commerce authorities and issued a pawn business license. The applicant shall go through the registration formalities with the relevant departments with the approval and pawn business license. If it is not approved, notify the provincial commerce department and explain the reasons.
5. The enterprise holds the approval document of the Ministry of Commerce and the pawn business license, and after the preliminary examination by the public security organ of the local people's government at the county level, it applies to the public security organ at the city (prefecture) level for a special trade license, and applies to the administrative department for industry and commerce for a business license with the above documents and licenses.