What is the corporate loan interest rate of Dongguan Rural Commercial Bank?
What is the corporate loan interest rate of Dongguan Rural Commercial Bank?
The corporate loan interest rate of Dongguan Rural Commercial Bank is generally 6.35%-7.35%. The specific interest rate can be determined according to the specific situation of corporate loans and the bank's policies.
Dongguan Provident Fund Housing Loan Interest Rate
Dongguan Residential Housing Provident Fund Loan Interest Rate in 2020:
1. Base interest rate: The base interest rate is 4.7%, that is, according to the national standard for that year Base rate calculation.
2. Discounted interest rate: The discounted interest rate is 4.35%, which is calculated based on 85% of the national benchmark interest rate that year.
3. Subsidy interest rate: The discount interest rate is 4.05%, which is calculated based on 75% of 85% of the national benchmark interest rate that year.
4. Comprehensive interest rate: The comprehensive interest rate is 3.75%, which is calculated based on 75% of 85% of the national benchmark interest rate for that year.
In addition, Dongguan housing provident fund loans can also enjoy the government's interest subsidy policy. The lowest interest rate of the subsidy policy is 3.5%. Depending on the actual situation of different lenders, you can enjoy lower interest rates.
Is the interest rate for borrowing money in Dongguan Nancheng high?
Dear, hello, the interest rate for borrowing money in Dongguan Nancheng is not high, it is relatively low, and you can accept it
1 Dongguan Bank individual Loan interest rate
Calculation of medium and long-term loan interest The interest rate of medium and long-term loans (with a term of more than one year) is fixed for one year. The annual interest rate of the loan is 5.3118%, so one month’s interest is ×0.9%=90.00 Yuan, the interest that cannot be paid on time during the loan period shall be determined according to the loan contract
2. Calculation of medium- and long-term loan interest rates The interest rate for medium- and long-term loans (with a term of more than one year) shall be fixed for one year. The annual interest rate of the loan is 5.3118%, then one month’s interest is ×0.9% = 90.00 yuan. Interest that cannot be paid on time during the loan period will be compounded quarterly or monthly based on the loan contract interest rate
Loans for buying a house in Dongguan in 2020 What is the interest rate
5.39%-6.37%. When buying a house in Dongguan, the loan interest rate will generally be about 10%-30% higher than the central bank's benchmark, and the interest rate for loans over 5 years is 5.39%-6.37%. According to the 2020 Dongguan Bank mortgage interest rate data, the first home loan interest rate of major banks will increase by 40%. %.