At present, most of the common chemotherapy drugs are covered by medical insurance, so if cancer patients are hospitalized for chemotherapy, they can be reimbursed by using conventional chemotherapy drugs, but if they use better imported drugs, they may not be reimbursed. The state has included more than 20 kinds of serious diseases in medical insurance, and the actual reimbursement rate of hospitalization expenses for seriously ill patients is not less than 70%, and the highest can reach 90%.
In general, chemotherapy drugs can be reimbursed by medical insurance, but the reimbursement ratio of different levels of chemotherapy drugs is different. However, it is worth noting that imported chemotherapy drugs are not reimbursable, and each type of chemotherapy drugs does not have the nature of common diseases. When choosing chemotherapy drugs, you should follow the doctor's advice. On this premise, ask if there are any alternative drugs that can be reimbursed.
Matters needing attention in medical insurance reimbursement
Some diseases can't be seen in designated medical institutions. If you want to go to a better hospital for treatment, you must first apply for referral, and the referral with complete procedures can be reimbursed; If you don't apply for referral, it is still equivalent to going to a designated medical institution that you have no choice, and you still can't reimburse. There is often a gap in the reimbursement ratio. Generally speaking, the higher the level of hospital treatment, the lower the reimbursement rate.
The drugs reimbursed by medical insurance are specific, and only drugs in the medical insurance catalogue can be reimbursed, but drugs outside the medical insurance catalogue cannot be reimbursed, such as many expensive imported innovative drugs and patented drugs. So communicate with the doctor before taking medicine. If you want to save money, use the medicine in the catalogue.