What is enterprise credit filing?

Enterprise credit files are credit records and credit reports provided by credit institutions for collecting, sorting, saving and processing enterprise credit information. Credit file is the true embodiment of the overall credit status of enterprises, a green passport for enterprises to gain business trust, an important reference for mass consumption and transaction decision-making, and an important social security system for safe consumption and fair transactions (credit, loan, credit sales, labor services and other business activities).

Its contents are divided into government supervision information, bank credit information, industry evaluation information, media evaluation information, enterprise operation information and market feedback information.

Among them, government supervision information includes enterprise basic qualification, quality inspection information, administrative license, identification, administrative reward and punishment information, trademark/patent/copyright information, and people's court judgment;

Bank credit information includes China People's Bank credit evaluation information, commercial bank credit evaluation information, micro-loan companies and private lending evaluation information;

Industry evaluation information includes industry association (community organization) evaluation information, water, electricity, gas, communications and other public institutions evaluation information; Enterprise operation information includes enterprise financial information and enterprise management system evaluation information;

Market feedback information (including real-name evaluation information of consumers, counterparties, partners, employees and other different identities).