2. Funeral expenses = average monthly salary of workers in this province X6 months = 13 18 1.5.
3. Spiritual solatium =5-8w
4. Appropriate reimbursement of transportation and accommodation expenses.
5. Living expenses of dependents: children are calculated as 18 years old, and the elderly are generally calculated as 75 years old. One year will be deducted for every additional year over 60 years old. The standard is the consumption expenditure of urban or rural residents in this province. At the same time, the number of dependents shall not exceed the total consumption expenditure.
The per capita consumption expenditure of urban households is 9524 yuan.
The per capita living expenditure of farmers' families is 3284. 1 yuan.
First of all. The loss of the other party shall be directly paid by your compulsory insurance company within the compulsory insurance scope, with the upper limit of 12.2w, including death 1 1w, medical expenses 1w and property of 2000.
Second. The part exceeding the compulsory insurance shall be compensated according to the division of responsibilities. It is estimated that in this accident, even if your father is not responsible, you should give some to your father, otherwise the deceased party will have no other party to get compensation.
Third. I don't know how much W commercial insurance your father bought. In this accident, I think only 20w is enough. Suppose the other party has to accompany 42.2w all the time and pay directly 12.2w compulsory insurance. For the remaining 30w, assuming that both parties have equal responsibilities, your father is paying 50% of the remaining 30w, that is, 15w; assuming that your father is mainly responsible, it is paying 70% of the remaining 30w, that is, 21w.. Therefore, the general commercial three insurances of 20 are basically enough.
Fourth, if the other party is a rural registered permanent residence, the total compensation will not exceed 30w, so the insurance is enough to compensate!
Fifth, if you have any questions, please call our bureau for consultation.