Fraudulent lending is an illegal act, and the crime of fraudulent lending belongs to the crime of disturbing the financial management order. Fraudulent loan behavior refers to the behavior that the actor obtains loans from banks or other financial institutions by deception, causing great losses to banks or other financial institutions. An actor who defrauds a loan is suspected of defrauding a loan, and is generally sentenced to fixed-term imprisonment of not more than three years or criminal detention, and concurrently or solely fined.
What is the standard for filing fraud cases?
According to the Criminal Law of People's Republic of China (PRC) and related judicial interpretations, the standard for filing a criminal case of fraud is to defraud public and private property to 3,000 yuan. If the amount of fraud once does not reach the filing standard of 3,000 yuan, but the accumulated amount of fraud reaches 3,000 yuan for many times, it also constitutes a crime of fraud and should be convicted and punished according to law. Those who defraud public or private property worth more than 3,000 yuan and less than 10,000 yuan, and the amount of fraud is relatively large, are generally sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance; The amount of fraud is more than 30,000 yuan to10,000 yuan, which is a huge amount of economic fraud. He shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined.
I hope the above questions can help you. If you have other legal questions, please consult a professional lawyer.
Legal basis: Article 175th of the Criminal Law of People's Republic of China (PRC).
Where loans, bill acceptance, letters of credit, guarantees, etc. are obtained. Whoever defrauds a bank or other financial institution of funds and causes heavy losses to the bank or other financial institution shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.