How to pay off the debt of online gambling? As we all know, gambling debts don't need to be repaid. The reality after online gambling is extremely cruel to gamblers, and there are countless cases of family destruction caused by online gambling. The following details how to pay off online gambling debts.
How to pay off the debts owed by online gambling 1 1? How to pay off the debts owed by gambling?
Gambling debt does not need to be repaid, because the debt is not used for husband and wife's common life and family life, but belongs to one party's unreasonable expenditure and does not belong to the scope of husband and wife's joint debt, so the borrower should bear it himself, and the other spouse does not bear the responsibility for repayment.
Debts incurred by husband and wife due to living together or fulfilling their obligations of raising and supporting shall be recognized as joint debts of husband and wife, and shall be paid off with the joint property of husband and wife at the time of divorce.
The following debts cannot be regarded as the same debt of husband and wife, and should be paid off by one party with personal property:
(1) Debts agreed by husband and wife to be borne by individuals, except for the purpose of avoiding debts;
(2) without the consent of the other party, one party subsidizes the debts incurred by its relatives and friends who have no obligation to support;
(three) without the consent of the other party, one party raises funds to engage in business activities independently, and its income is not used for the debts incurred by the same students;
(4) Other debts that should be borne by individuals.
Second, what if one of the husband and wife dies in debt?
After the death of a citizen, there is no liquidation procedure and there is no liquidator. Of course, the liquidator can collect creditor's rights and pay off debts on behalf of all heirs. In practice, there are differences in understanding whether to add heirs or change the subject of litigation under certain circumstances, which leads to confusion in the application of the law and needs to be unified to safeguard dignity.
Determination of the subject of residual creditor's rights dispute. Litigation serves the realization of substantive rights. How the parties are listed depends on who enjoys substantive rights. Combined with the provisions of the Civil Code, this is treated differently as follows:
1. If the estate has been divided, whoever distributes the creditor's rights has the right to demand repayment from the debtor. In the lawsuit, he (or they) should be the plaintiff, and there is no need to inform other heirs to participate in the lawsuit.
2. If the estate is undivided and inherited according to law, the first successor is the plaintiff; If the will is inherited, it shall be the plaintiff; If the legacy is inherited, the legatee is the plaintiff; If there is a legacy support agreement, the supporter is the plaintiff. Some comrades think that after the death of one spouse, the other spouse can sue only in his own name without notifying other heirs. The reason is that the property of husband and wife belongs to * * * and * * *, and both parties have equal rights to deal with it. If other heirs think that they have violated their rights, they can sue separately.
In contemporary society, China protects the legal creditor-debtor relationship, but if it is illegal debt, it is not protected by law. For example, some debts owed by gambling are definitely not legal debts. In this case, there is no need to repay these debts because they are not protected by law.
How to pay off the debt of online gambling 2 1 Face the reality and accept the lost savings.
The reality after online gambling is extremely cruel to gamblers. In just a few months, they are wiped out and even heavily in debt! I lost not only money, but also my hard work and youth for most of my life. In addition to psychological debt pressure, I have to face the strange eyes of my family and friends around me, and I am exhausted.
But what can we do? Things have already happened. If you can't accept yourself, admit your mistakes and be brave enough to accept the reality, what power can make you quit gambling addiction?
A person who really wants to quit gambling must dare to face the cruel reality. Many gamblers are always immersed in the endless cycle of how to win money and pay off debts, but they never think about the consequences of continuing to gamble.
To put it bluntly, most people are the most ordinary people. People who have graduated from college for four years have a monthly salary of 3K to 5K. Why can you get something for nothing at once and get rich overnight? So, wake up, face the reality, continue to bet that you will lose, but don't bet that you will win.
2. Work hard and set new goals in life.
There is a good saying, "No matter how good the ideal is, it will only be a dream if there is no practical action to complete it."
For people who are addicted to online gambling, the reason is the same. If you really want to quit gambling, you must set a goal in life.
First, review your gambling behavior and keep yourself away from the gambling environment; Second, work hard. Although it is impossible for our family to live a good life in a short time, at least we can pay off the money lent to us by our own efforts.
3. Regarding the debt, make a response plan.
It is difficult for 90% gamblers to pay off their debts in a short time. But there are still so many people who successfully quit gambling just because they have a way to deal with debts. People who want to quit gambling will sort out their debts!
Therefore, you have to find a solution or method to deal with debt according to your actual situation. Debt is just a passer-by for the rest of your life. When you are in debt, what you can't underestimate is your earning power. Only quitting gambling addiction is your only way out.
How to pay off online gambling debts? 1. Do you still need to pay your debts after death?
1. According to the relevant laws and regulations of our country, the debts owed by online gambling are illegal debts and are not protected by our laws, so there is no need to repay after the debtor dies.
2. Legal provisions: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases.
Article 14 In any of the following circumstances, the people's court shall deem the private loan contract invalid:
(a) to obtain credit funds from financial institutions and lend them to borrowers at high interest rates, and the borrowers knew or should have known in advance;
(2) The borrower knows or should know in advance that the funds obtained by borrowing from other enterprises or raising funds from employees of the unit are lent to the borrower for profit;
(3) The lender knows in advance or should know that the borrower is still providing loans for illegal and criminal activities;
(4) Violating public order and good customs;
(five) other violations of the mandatory provisions of laws and administrative regulations.
Second, after the collapse of the online lending platform, is the online lending contract still valid?
1. In fact, you don't have to worry too much after the online lending platform closes down. Because the loan contract you signed is not signed with the online loan platform, the loan contract signed online continues to be valid, and the loan relationship between investors and borrowers still exists. Moreover, the loan contract is protected by law, and the investment money can be returned, but the procedures will be more troublesome. If there is no property settlement on the platform, you can find the relevant guarantor. Because the actual situation will be different, it is recommended to consult a professional lawyer first.
2. In practice, online lending platforms are generally not responsible for both borrowers and borrowers. According to the relevant laws and regulations of China, the platform operates according to law, does not set up a fund pool, does not help investors to illegally absorb public deposits or engage in fund-raising fraud, does not conduct false advertising, does not issue stocks and bonds without authorization in violation of financial supervision laws and regulations, and does not intentionally participate in money laundering. The platform will not violate the criminal law and the platform does not constitute a crime.
3. However, if the platform closes down due to poor management, it needs to bear relevant civil liabilities, and the operator does not bear criminal or civil liabilities.
However, if the person in charge of the platform constitutes a crime, the operator may commit a crime with it.
Therefore, the general online lending platform is problematic. You don't have to worry too much about the impact on the contract. As long as there is no problem with the loan contract you signed before, there is no problem with its validity.