Will you be sentenced for not paying back the loan?

Malicious default on payment for goods does not constitute a crime, but an economic dispute, which can be resolved through consultation. If negotiation fails, they can go to court directly. If the court makes a judgment based on the evidence and refuses to execute the effective legal documents within the time limit, it may apply for compulsory execution. In the process of implementation, it broke the blacklist at the meeting and entered the personal credit information system. Now the court system is networked nationwide, so as long as blacklisted people go anywhere, they can't spend more money. Therefore, people who enter the blacklist lose a lot, and the loss of one's integrity will have an impact on future business. Article 108 of the General Principles of the Civil Law stipulates that debts shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. However, there is such a provision in the criminal law that those who maliciously overdraw and engage in credit card fraud activities are sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: the "malicious overdraft" mentioned here refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession and refuses to return it after being urged by the issuing bank. It can also be regarded as a malicious act of defaulting on loans, but it is only applicable to credit card crimes. Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft.