The content inside is different, just to tell you:
How much money do you still owe? If you don't pay it back now, what will be the serious consequences, and then what criminal responsibility will be involved, what loan fraud and so on.
In a word, their purpose is the same. If you don't pay back the money, we will take measures such as suing you through judicial channels.
So, actually, let's talk about this dunning letter today. What does a reminder letter mean?
This reminder letter is actually urging the dog. In order to put pressure on you and then fabricate such a thing, most of what the old buddy received was fabricated.
Deliberately write some serious consequences, such as going to jail after the deadline, taking criminal responsibility, and how many years will be sentenced according to the law. Anyway, it's just some nonsense with serious consequences, written in an orderly way. Actually, these are all made up.
Deliberately make you feel that these things are real and official, and then you will be afraid and unable to bear the repayment.
In fact, so far, most online loans, not to mention non-compliance, such as 7 14, can be directly ignored.
Disputes caused by online loans are all civil disputes and will not cause criminal responsibility unless the amount involved is very huge.
For example, if you are a company, you use the company's financing channels to finance various financial online loan companies, and then make a lot of money, and then don't pay it back. This kind of case belongs to financial fraud.
Moreover, the online loans we usually talk about are scattered. There are tens of thousands of single platforms, and there can be no financial fraud or criminal responsibility.
In that case, what are you afraid of when you receive a letter from a lawyer?