1. How long will it take for the court to sue for 7 overdue credit cards?
There is no clear stipulation on the court session time, and the court will inform you three days before the court session.
Civil Procedure Law
Article 139 When trying a civil case, the people's court shall notify the parties and other participants in the proceedings three days before the opening of the court session. If the hearing is held in public, the names of the parties, the subject matter of the case and the time and place of the hearing shall be announced.
second, what should I do if my credit card is overdue by 7, yuan?
1. If you have the ability, you should pay the credit card late payment fee and the corresponding interest in time so that the bank can withdraw the lawsuit;
2. If you are unable to repay in full, you should actively negotiate with the bank to withdraw the lawsuit, customize the repayment plan, and actively repay;
3. If you have no money to repay, you should take the initiative to cooperate with the lawsuit without reaching a settlement with the bank.
3. What are the conditions for applying for property preservation after the credit card is overdue by 7, yuan?
1. The applicant must be an interested party;
2. Failure to apply for preservation immediately will cause irreparable damage to the legitimate rights and interests of interested parties;
3. The applicant shall provide a guarantee.
4. Can the defendant withdraw the lawsuit after the credit card fails to repay 7, yuan?
The lawsuit can be withdrawn, and the conditions for the plaintiff to apply for withdrawing the lawsuit are as follows:
1. When applying for withdrawing the lawsuit, the plaintiff must submit the contents of the application to the people's court in written or oral form;
2. The purpose of the plaintiff's application to withdraw the prosecution must be legitimate and lawful;
3. The plaintiff must apply for withdrawing the prosecution with his own
4. The plaintiff's application for withdrawing the prosecution should be filed before the people's court makes a judgment.
5. What are the legal consequences if the credit card fails to pay back 7 yuan?
1. For credit cards that need to pay late fees, when the cardholder fails to repay before the due repayment date (inclusive) or the repayment amount is lower than the minimum repayment amount, the fees that should be paid to the issuing bank according to the regulations.
2. After users use credit cards to overdraw, they usually have an interest-free repayment period ranging from more than 2 days to more than 5 days. If the cardholder's repayment is overdue, then all the expenses of the cardholder last month will no longer enjoy the interest-free treatment of the bank, and the periodic interest rate is as high as five ten thousandths, that is, the annual interest rate will reach 18%.
3. The credit card overdue repayment records will enter the central bank's credit information system to generate bad credit records.
4. if the credit card is overdue for more than 3 months, the bank will ask a lawyer to send a lawyer's letter to the user and bring a lawsuit to the court, and the litigation expenses will be borne by the cardholder.
5. Malicious overdraft is subject to criminal responsibility.
It is a foreseeable result that the card issuer will sue the cardholder for not returning the credit card. After accepting the bank's litigation request, the court will inform the cardholder that if the cardholder does not return the credit card for special reasons, he needs to provide relevant certification materials to the court within the specified time, but refuses to repay if he is able to repay it, and his personal property is likely to be enforced by the court.