Hello, lawyer Zhao: My friend lent his car to someone else and had an accident. One person died and two people were injured. What responsibility should my friend bear? Will the insurance company pay f

Hello, lawyer Zhao: My friend lent his car to someone else and had an accident. One person died and two people were injured. What responsibility should my friend bear? Will the insurance company pay for it? If your friend knows that there is a defect in the vehicle and this defect is one of the causes of traffic accidents, or the driver does not have the driving qualification or has not obtained the corresponding driving qualification, or the driver cannot drive the motor vehicle according to law because of drinking alcohol, taking psychotropic drugs or narcotic drugs controlled by the state, or suffering from diseases that hinder the safe driving of the motor vehicle, he shall bear the corresponding liability for compensation; In addition, if the owner fails to take out compulsory insurance according to law, the owner shall bear the responsibility within the scope of compulsory insurance. If there is no fault mentioned above, there is no responsibility.

The Supreme People's Court's interpretation of several issues concerning the application of law in the trial of road traffic accident damage compensation cases: Article 1 If a motor vehicle is damaged due to a traffic accident, the people's court finds that it is at fault for the occurrence of the damage, and applies the provisions of Article 49 of the Tort Liability Law to determine its corresponding liability for compensation: (1) It is known or should be known that there is a defect in the motor vehicle, and this defect is one of the reasons for the traffic accident;

(2) knowing or should know that the driver is not qualified to drive or has not obtained the corresponding driving qualification;

(3) knowing or should know that the driver cannot drive a motor vehicle according to law because of drinking, taking psychotropic drugs or narcotic drugs under state control, or suffering from diseases that hinder the safe driving of motor vehicles;

(four) other motor vehicle owners or managers should be found to be at fault.

Article 19 If a motor vehicle fails to take out compulsory insurance according to law and a traffic accident causes damage, the people's court shall support it if the parties request compensation within the limit of compulsory insurance liability.

If the obligor and the infringer are not the same person, and the parties request the obligor and the infringer to bear joint liability within the compulsory insurance liability limit, the people's court shall support it.